What does ASSURANCES SALESSE & COURTOIS do?

ASSURANCES SALESSE & COURTOIS is an insurance broker in Montigny-le-Tilleul. Private Limited, started on 16 October 2009, 1 establishment.

What is the address of ASSURANCES SALESSE & COURTOIS?

The registered office of ASSURANCES SALESSE & COURTOIS is located at Avenue des Violettes 4, 6110 Montigny-le-Tilleul.

Is ASSURANCES SALESSE & COURTOIS still active?

Yes. According to the CBE (17 September 2026) ASSURANCES SALESSE & COURTOIS is active, legal situation “Normale toestand”, started on 16 October 2009.

Is ASSURANCES SALESSE & COURTOIS registered on Peppol?

Yes, ASSURANCES SALESSE & COURTOIS is registered on the Peppol network with ID 0208:0819789560.

What is the enterprise number of ASSURANCES SALESSE & COURTOIS?

The enterprise number of ASSURANCES SALESSE & COURTOIS is BE0819789560.

When was ASSURANCES SALESSE & COURTOIS founded?

ASSURANCES SALESSE & COURTOIS was founded on 16 October 2009.

Who are the directors of ASSURANCES SALESSE & COURTOIS?

According to the 2025 annual accounts, the directors of ASSURANCES SALESSE & COURTOIS are: JEAN-MARC SALESSE, LAURENCE COURTOIS.

Is ASSURANCES SALESSE & COURTOIS a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 16 October 2009; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did ASSURANCES SALESSE & COURTOIS make in 2025?

ASSURANCES SALESSE & COURTOIS posted a profit after taxes of € 87,518 in financial year 2025.

What is the revenue of ASSURANCES SALESSE & COURTOIS?

As a small company, ASSURANCES SALESSE & COURTOIS is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 206,102.

ASSURANCES SALESSE & COURTOIS (Private Limited)

Dossier ASSURANCES SALESSE & COURTOIS, printed on 17 September 2026 from databakkes.be/en/0819789560/assurances-salesse-courtois. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

ASSURANCES SALESSE & COURTOIS from Montigny-le-Tilleul, company number BE0819789560, closed financial year 2025 with a result of € 87,518 after tax. For that financial year ASSURANCES SALESSE & COURTOIS recorded a gross margin of € 206,102 and equity of € 139,155. Compared with financial year 2024, the result moved from € 44,985 to € 87,518. Profitable, and profit is growing. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.

What it is worth Healthy

€ 139,155

▼ 16% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 87,518

▲ 95% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 147,193

▲ 254% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 115,000 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Wage cost

€ 98,901

▲ 20% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 148,640

▼ 9% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 2 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 144,705

▼ 54% vs 2024

€ 62,205 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 43,002

▼ 11% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 13,963

▼ 36% vs 2024

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 228,502 Gross margin 2022: € 228,502 First fiscal year in the series	€ 226,008 Gross margin 2023: € 226,008 ▼ 1% vs 2022 (€ 228,502) Unfavourable step	€ 215,402 Gross margin 2024: € 215,402 ▼ 5% vs 2023 (€ 226,008) Unfavourable step	€ 206,102 Gross margin 2025: € 206,102 ▼ 4% vs 2024 (€ 215,402) Unfavourable step	▼ 4%
Profit after taxes	€ 8,937 Profit after taxes 2022: € 8,937 First fiscal year in the series	€ 10,029 Profit after taxes 2023: € 10,029 ▲ 12% vs 2022 (€ 8,937) Favourable step	€ 44,985 Profit after taxes 2024: € 44,985 ▲ € 34,956 vs 2023 (€ 10,029) Favourable step	€ 87,518 Profit after taxes 2025: € 87,518 ▲ 95% vs 2024 (€ 44,985) Favourable step	▲ 95%
Equity	€ 111,624 Equity 2022: € 111,624 First fiscal year in the series	€ 121,653 Equity 2023: € 121,653 ▲ 9% vs 2022 (€ 111,624) Favourable step	€ 166,638 Equity 2024: € 166,638 ▲ 37% vs 2023 (€ 121,653) Favourable step	€ 139,155 Equity 2025: € 139,155 ▼ 16% vs 2024 (€ 166,638) Unfavourable step	▼ 16%
Total debts	€ 533,689 Total debts 2022: € 533,689 First fiscal year in the series	€ 470,253 Total debts 2023: € 470,253 ▼ 12% vs 2022 (€ 533,689) Favourable step	€ 406,362 Total debts 2024: € 406,362 ▼ 14% vs 2023 (€ 470,253) Favourable step	€ 319,943 Total debts 2025: € 319,943 ▼ 21% vs 2024 (€ 406,362) Favourable step	▼ 21%
Cash	€ 55,282 Cash 2022: € 55,282 First fiscal year in the series	€ 67,390 Cash 2023: € 67,390 ▲ 22% vs 2022 (€ 55,282) Favourable step	€ 41,556 Cash 2024: € 41,556 ▼ 38% vs 2023 (€ 67,390) Unfavourable step	€ 147,193 Cash 2025: € 147,193 ▲ 254% vs 2024 (€ 41,556) Favourable step	▲ 254%
Land & buildings	€ 256,661 Land & buildings 2022: € 256,661 First fiscal year in the series	€ 263,473 Land & buildings 2023: € 263,473 ▲ 3% vs 2022 (€ 256,661) Unchanged	€ 255,400 Land & buildings 2024: € 255,400 ▼ 3% vs 2023 (€ 263,473) Unchanged	€ 87,536 Land & buildings 2025: € 87,536 ▼ 66% vs 2024 (€ 255,400) Unchanged	▼ 66%
Retained profit	€ 105,424 Retained profit 2022: € 105,424 First fiscal year in the series	€ 115,453 Retained profit 2023: € 115,453 ▲ 10% vs 2022 (€ 105,424) Favourable step	€ 160,438 Retained profit 2024: € 160,438 ▲ 39% vs 2023 (€ 115,453) Favourable step	€ 132,955 Retained profit 2025: € 132,955 ▼ 17% vs 2024 (€ 160,438) Unfavourable step	▼ 17%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 0 Dividend 2023: € 0 Unchanged (€ 0) Unchanged	€ 0 Dividend 2024: € 0 Unchanged (€ 0) Unchanged	€ 115,000 Dividend 2025: € 115,000 Unchanged (€ 0) Unchanged
Bank debt	€ 448,865 Bank debt 2022: € 448,865 First fiscal year in the series	€ 336,666 Bank debt 2023: € 336,666 ▼ 25% vs 2022 (€ 448,865) Favourable step	€ 312,330 Bank debt 2024: € 312,330 ▼ 7% vs 2023 (€ 336,666) Favourable step	€ 144,705 Bank debt 2025: € 144,705 ▼ 54% vs 2024 (€ 312,330) Favourable step	▼ 54%
Balance sheet total	€ 645,313 Balance sheet total 2022: € 645,313 First fiscal year in the series	€ 591,906 Balance sheet total 2023: € 591,906 ▼ 8% vs 2022 (€ 645,313) Unchanged	€ 572,999 Balance sheet total 2024: € 572,999 ▼ 3% vs 2023 (€ 591,906) Unchanged	€ 459,099 Balance sheet total 2025: € 459,099 ▼ 20% vs 2024 (€ 572,999) Unchanged	▼ 20%

Key figures of ASSURANCES SALESSE & COURTOIS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to ASSURANCES SALESSE & COURTOIS?

What happened at ASSURANCES SALESSE & COURTOIS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 28, 2026 New annual accounts for financial year 2025: profit of € 87,518 (▲ 95% vs 2024). filed late Source: NBB ↗
Oct 16, 2009 New establishment in Courcelles. KBO
Oct 16, 2009 Start of the company according to the CBE. KBO

In short

From € 8,937 profit in 2022 to € 87,518 profit in 2025.

Paid € 65,067 in corporate taxes since 2022.

Best year ever: 2025, with € 87,518 profit.

Paid out € 115,000 in dividends to the owners in total.

Original PDFs at the National Bank ↗

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

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NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

JEAN-MARC SALESSE LAURENCE COURTOIS

ASSURANCES SALESSE & COURTOIS

Behind ASSURANCES SALESSE & COURTOIS are JEAN-MARC SALESSE and LAURENCE COURTOIS.

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Directors

According to the 2025 annual accounts

JEAN-MARC SALESSE

Director

LAURENCE COURTOIS

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Avenue des Violettes 4

6110 Montigny-le-Tilleul

2.183.502.464

Rue Rodolphe Delval(TR) 11

6183 Courcelles

Active since 16 October 2009

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0819.789.560
VAT number: BE 0819.789.560
Registered office: Avenue des Violettes 4, 6110 Montigny-le-Tilleul
Names & denominations: ASSURANCES SALESSE & COURTOIS
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 16 October 2009
Peppol: Active · Active since 14 Jan 2026
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗