Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
DE RYCK & SMET MAKELAARSKANTOOR from Temse, company number BE0819610111, closed financial year 2025 with a result of € -12,448 after tax. For that financial year DE RYCK & SMET MAKELAARSKANTOOR recorded a gross margin of € 2,581 and equity of € 585,826. Compared with financial year 2024, the result moved from € -5,350 to € -12,448. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 24, 2026.
€ 585,826
▼ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -12,448
▼ 133 % more loss than in 2024
Profit after tax over the fiscal year.
€ 524,070
▲ € 459,482 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 567,226.
Debts at end 2025
€ 40,411
▼ 18% vs 2024
€ 9,043 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 605
▼ 66% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -1,111 | € -1,137 | € -1,270 | € 2,581 | ▲ € 3,850 |
| Profit after taxes | € -9,650 | € -7,275 | € -5,350 | € -12,448 | ▼ € 7,097 |
| Equity | € 610,899 | € 603,623 | € 598,273 | € 585,826 | ▼ 2% |
| Total debts | € 72,038 | € 59,413 | € 51,385 | € 96,482 | ▲ 88% |
| Cash | € 216,847 | € 118,981 | € 64,589 | € 524,070 | ▲ € 459,482 |
| Land & buildings | € 105,391 | € 109,522 | € 98,033 | € 86,545 | ▼ 12% |
| Retained profit | € 592,299 | € 585,023 | € 579,673 | € 567,226 | ▼ 2% |
| Bank debt | € 66,568 | € 58,008 | € 49,290 | € 40,411 | ▼ 18% |
| Balance sheet total | € 682,937 | € 663,037 | € 649,658 | € 682,308 | ▲ 5% |
Key figures of DE RYCK & SMET MAKELAARSKANTOOR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DE RYCK & SMET MAKELAARSKANTOOR?
What happened at DE RYCK & SMET MAKELAARSKANTOOR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 12,448. filed late Source: NBB ↗
- New establishment in Temse. KBO
- Start of the company according to the CBE. KBO
- Zakenkantoor Stijn Smet BV became a director. NBB
- Stijn Smet became a director. NBB
In short
From € 9,650 loss in 2022 to € 12,448 loss in 2025.
A new publication or filing at DE RYCK & SMET MAKELAARSKANTOOR? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Zakenkantoor Stijn Smet comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
DE RYCK & SMET MAKELAARSKANTOORBehind DE RYCK & SMET MAKELAARSKANTOOR are Zakenkantoor Stijn Smet BV and Stijn Smet. The shares are held by Zakenkantoor Stijn Smet (100%).
Directors
According to the 2025 annual accounts
Director · represented by Ronny Smet
Also active at: Kantoor Daenen - Smet
since 2009
since 2009
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Gasthuisstraat 104/A
9140 Temse
Gasthuisstraat 104 box A
9140 Temse
Active since 18 January 2010
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0819.610.111
- VAT number
- BE 0819.610.111
- Registered office
- Gasthuisstraat 104/A, 9140 Temse
- Names & denominations
- DE RYCK & SMET MAKELAARSKANTOOR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 October 2009
- Peppol
- Not registered