Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Busy address KBO
13 other companies have their registered office at the same address; threshold 10.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
CHAPEWERKEN LERMINEZ from Affligem, company number BE0819327920, closed financial year 2025 with a result of € 403 after tax. For that financial year CHAPEWERKEN LERMINEZ recorded a gross margin of € 97,139 and equity of € 158,314. Compared with financial year 2024, the result moved from € 101,775 to € 403. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 158,314
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 403
▼ € 101,372 vs 2024
Profit after tax over the fiscal year.
€ 21,314
▼ 89% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 152,114.
People and assets in 2025
0.4
▼ 0.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 15,292
▼ 73% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 151,895
▼ 27% vs 2024
Of which on lease € 148,740.
Debts at end 2025
€ 197,871
▼ 15% vs 2024
€ 36,862 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 4,734
▼ 98% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 992
▼ 93% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 240,545 | € 292,937 | € 286,953 | € 97,139 | ▼ 66% |
| Profit after taxes | € 32,856 | € 138,366 | € 101,775 | € 403 | ▼ € 101,372 |
| Equity | € 177,771 | € 56,137 | € 157,912 | € 158,314 | |
| Total debts | € 447,847 | € 1,051,588 | € 479,231 | € 207,064 | ▼ 57% |
| Cash | € 83,303 | € 525,033 | € 192,534 | € 21,314 | ▼ 89% |
| Retained profit | € 171,571 | € 49,937 | € 151,712 | € 152,114 | |
| Dividend | € 0 | € 260,000 | € 0 | € 0 | |
| Bank debt | € 295,209 | € 276,977 | € 233,149 | € 197,871 | ▼ 15% |
| Balance sheet total | € 625,617 | € 1,107,725 | € 637,142 | € 365,378 | ▼ 43% |
| Employees (FTE) | - | - | 1 | 0.4 | ▼ 0.6 |
Key figures of CHAPEWERKEN LERMINEZ, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CHAPEWERKEN LERMINEZ?
What happened at CHAPEWERKEN LERMINEZ in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 403 (▼ € 101,372 vs 2024). filed late Source: NBB ↗
- New establishment in Affligem. KBO
- Start of the company according to the CBE. KBO
In short
From € 32,856 profit in 2022 to € 403 profit in 2025.
Paid € 100,929 in corporate taxes since 2022.
Best year ever: 2023, with € 138,366 profit.
On average € 287,000 of value added per employee in 2024.
A new publication or filing at CHAPEWERKEN LERMINEZ? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of ISO-VISTA, Frederik Lerminez comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CHAPEWERKEN LERMINEZBehind CHAPEWERKEN LERMINEZ is VISTA GROUP BV. The shares are held by ISO-VISTA (100%) and Frederik Lerminez (99.5%).
Directors
According to the 2025 annual accounts
Director · represented by Klaas Van den Bossche
Also active at: AIRTIGHT SOLUTIONS, ISOFLEX, SEALFLEX, Fleetservice.tech, Flex-tiles
Shareholders
100%
99.5%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Schaapschuur 2
1790 Affligem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 13 companies are registered at this address.
All companies at this address →De Mulder Projects
€ 3,067 gross margin · 2025
SEALFLEX same network
€ 1.8 million revenue · 2025
ID PARK
ISO-VISTA same network
€ 1.4 million revenue · 2025
ISOFLEX same network
€ 26.4 million revenue · 2025
+8 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0819.327.920
- VAT number
- BE 0819.327.920
- Registered office
- Schaapschuur 2, 1790 Affligem
- Names & denominations
- CHAPEWERKEN LERMINEZ
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 October 2009
- Peppol
- Not registered
- Activities · NACE
Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit
Handelsbemiddeling in de groothandel in hout en bouwmaterialen
Installatie van isolatie
Vervaardiging van andere artikelen van beton, cement en gips
Groothandel in reinigingsmiddelen
Vervaardiging van andere artikelen van beton, gips en cement
Isolatiewerkzaamheden