What does Crédits Assurances Placements Conseils do?

Crédits Assurances Placements Conseils is registered with the CBE as active in: Activiteiten van holdings. Private Limited, started on 29 September 2009, 1 establishment.

What is the address of Crédits Assurances Placements Conseils?

The registered office of Crédits Assurances Placements Conseils is located at Grand'rue 42, 7640 Antoing.

Is Crédits Assurances Placements Conseils still active?

Yes. According to the CBE (17 September 2026) Crédits Assurances Placements Conseils is active, legal situation “Normale toestand”, started on 29 September 2009.

Is Crédits Assurances Placements Conseils registered on Peppol?

Yes, Crédits Assurances Placements Conseils is registered on the Peppol network with ID 0208:0819043155.

What is the enterprise number of Crédits Assurances Placements Conseils?

The enterprise number of Crédits Assurances Placements Conseils is BE0819043155.

When was Crédits Assurances Placements Conseils founded?

Crédits Assurances Placements Conseils was founded on 29 September 2009.

Who are the directors of Crédits Assurances Placements Conseils?

According to the 2025 annual accounts, the directors of Crédits Assurances Placements Conseils are: Olivier DELHAYE.

Is Crédits Assurances Placements Conseils a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 29 September 2009; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did Crédits Assurances Placements Conseils make in 2025?

Crédits Assurances Placements Conseils posted a profit after taxes of € 214,487 in financial year 2025.

What is the revenue of Crédits Assurances Placements Conseils?

As a small company, Crédits Assurances Placements Conseils is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 317,930.

Crédits Assurances Placements Conseils (Private Limited)

Dossier Crédits Assurances Placements Conseils, printed on 17 September 2026 from databakkes.be/en/0819043155/credits-assurances-placements-conseils. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

Crédits Assurances Placements Conseils from Antoing, company number BE0819043155, closed financial year 2025 with a result of € 214,487 after tax. For that financial year Crédits Assurances Placements Conseils recorded a gross margin of € 317,930 and equity of € 1.5 million. Compared with financial year 2024, the result moved from € 594,431 to € 214,487. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 22, 2026.

What it is worth Growing

€ 1.5 million

▲ 13% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 214,487

▼ 64% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 495,131

▼ 2% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 37,000 paid out

17 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Vehicles and equipment

€ 84,657

▲ 108% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 4 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 184,926

▼ 20% vs 2024

€ 46,704 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.

Owed to suppliers

€ 9,171

▼ 14% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 6,137

▲ 19% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 324,634 Gross margin 2022: € 324,634 First fiscal year in the series	€ 245,530 Gross margin 2023: € 245,530 ▼ 24% vs 2022 (€ 324,634) Unfavourable step	€ 251,943 Gross margin 2024: € 251,943 ▲ 3% vs 2023 (€ 245,530) Favourable step	€ 317,930 Gross margin 2025: € 317,930 ▲ 26% vs 2024 (€ 251,943) Favourable step	▲ 26%
Profit after taxes	€ 220,622 Profit after taxes 2022: € 220,622 First fiscal year in the series	€ 160,910 Profit after taxes 2023: € 160,910 ▼ 27% vs 2022 (€ 220,622) Unfavourable step	€ 594,431 Profit after taxes 2024: € 594,431 ▲ 269% vs 2023 (€ 160,910) Favourable step	€ 214,487 Profit after taxes 2025: € 214,487 ▼ 64% vs 2024 (€ 594,431) Unfavourable step	▼ 64%
Equity	€ 606,228 Equity 2022: € 606,228 First fiscal year in the series	€ 767,138 Equity 2023: € 767,138 ▲ 27% vs 2022 (€ 606,228) Favourable step	€ 1,361,569 Equity 2024: € 1,361,569 ▲ 77% vs 2023 (€ 767,138) Favourable step	€ 1,539,056 Equity 2025: € 1,539,056 ▲ 13% vs 2024 (€ 1,361,569) Favourable step	▲ 13%
Total debts	€ 336,588 Total debts 2022: € 336,588 First fiscal year in the series	€ 329,926 Total debts 2023: € 329,926 ▼ 2% vs 2022 (€ 336,588) Favourable step	€ 273,764 Total debts 2024: € 273,764 ▼ 17% vs 2023 (€ 329,926) Favourable step	€ 264,245 Total debts 2025: € 264,245 ▼ 3% vs 2024 (€ 273,764) Favourable step	▼ 3%
Cash	€ 278,749 Cash 2022: € 278,749 First fiscal year in the series	€ 120,978 Cash 2023: € 120,978 ▼ 57% vs 2022 (€ 278,749) Unfavourable step	€ 505,445 Cash 2024: € 505,445 ▲ € 384,467 vs 2023 (€ 120,978) Favourable step	€ 495,131 Cash 2025: € 495,131 ▼ 2% vs 2024 (€ 505,445) Unfavourable step	▼ 2%
Land & buildings	€ 287,144 Land & buildings 2022: € 287,144 First fiscal year in the series	€ 289,682 Land & buildings 2023: € 289,682 ▲ 1% vs 2022 (€ 287,144) Unchanged	€ 291,344 Land & buildings 2024: € 291,344 ▲ 1% vs 2023 (€ 289,682) Unchanged	€ 302,324 Land & buildings 2025: € 302,324 ▲ 4% vs 2024 (€ 291,344) Unchanged	▲ 4%
Retained profit	€ 587,628 Retained profit 2022: € 587,628 First fiscal year in the series	€ 748,538 Retained profit 2023: € 748,538 ▲ 27% vs 2022 (€ 587,628) Favourable step	€ 1,342,969 Retained profit 2024: € 1,342,969 ▲ 79% vs 2023 (€ 748,538) Favourable step	€ 1,520,456 Retained profit 2025: € 1,520,456 ▲ 13% vs 2024 (€ 1,342,969) Favourable step	▲ 13%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 0 Dividend 2023: € 0 Unchanged (€ 0) Unchanged	€ 0 Dividend 2024: € 0 Unchanged (€ 0) Unchanged	€ 37,000 Dividend 2025: € 37,000 Unchanged (€ 0) Unchanged
Bank debt	€ 265,022 Bank debt 2022: € 265,022 First fiscal year in the series	€ 275,179 Bank debt 2023: € 275,179 ▲ 4% vs 2022 (€ 265,022) Unfavourable step	€ 230,569 Bank debt 2024: € 230,569 ▼ 16% vs 2023 (€ 275,179) Favourable step	€ 184,926 Bank debt 2025: € 184,926 ▼ 20% vs 2024 (€ 230,569) Favourable step	▼ 20%
Balance sheet total	€ 942,816 Balance sheet total 2022: € 942,816 First fiscal year in the series	€ 1,097,064 Balance sheet total 2023: € 1,097,064 ▲ 16% vs 2022 (€ 942,816) Unchanged	€ 1,635,333 Balance sheet total 2024: € 1,635,333 ▲ 49% vs 2023 (€ 1,097,064) Unchanged	€ 1,803,301 Balance sheet total 2025: € 1,803,301 ▲ 10% vs 2024 (€ 1,635,333) Unchanged	▲ 10%

Key figures of Crédits Assurances Placements Conseils, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Crédits Assurances Placements Conseils?

What happened at Crédits Assurances Placements Conseils in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 22, 2026 New annual accounts for financial year 2025: profit of € 214,487 (▼ 64% vs 2024). Source: NBB ↗
Oct 1, 2009 New establishment in Antoing. KBO
2009 Olivier DELHAYE became a director. NBB
Sep 29, 2009 Start of the company according to the CBE. KBO

In short

From € 220,622 profit in 2022 to € 214,487 profit in 2025.

Paid € 375,092 in corporate taxes since 2022.

Best year ever: 2024, with € 594,431 profit.

Paid out € 37,000 in dividends to the owners in total.

Original PDFs at the National Bank ↗

A new publication or filing at Crédits Assurances Placements Conseils? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

Olivier DELHAYE

Crédits Assurances Placements Conseils

BC FINANCE 25.1%

Behind Crédits Assurances Placements Conseils is Olivier DELHAYE. It owns 25.1% of BC FINANCE itself.

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Directors

According to the 2025 annual accounts

Olivier DELHAYE

Director

Also active at: B C finance

since 2009

Establishments

Establishment units

Physical locations of this company

Registered office

Grand'rue 42

7640 Antoing

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0819.043.155

VAT number

BE 0819.043.155

Registered office

Grand'rue 42, 7640 Antoing

Names & denominations

Crédits Assurances Placements Conseils · CAPConseil

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

29 September 2009

Peppol

Active · Active since 9 Dec 2025

Activities · NACE

Activiteiten van holdings

Holdings

View on CBE Public ↗ Annual accounts (NBB) ↗