Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 21 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BAKKERIJ MERVEILLEUX from Hoegaarden, company number BE0818934079, closed financial year 2025 with a result of € 39,979 after tax. For that financial year BAKKERIJ MERVEILLEUX recorded a gross margin of € 170,801 and equity of € 259,943. Compared with financial year 2024, the result moved from € 8,681 to € 39,979. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 28, 2025.
€ 259,943
▲ 18% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 39,979
▲ € 31,298 vs 2024
Profit after tax over the fiscal year.
€ 24,261
▼ 13% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 67,660.
People and assets in 2025
€ 31,667
▼ 61% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 3,918
▼ 57% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 227,914
▼ 12% vs 2024
€ 33,000 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 55,804
▼ 15% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 61,112
▼ 15% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 216,116 | € 188,148 | € 221,351 | € 170,801 | ▼ 23% |
| Profit after taxes | € 70,039 | € 21,429 | € 8,681 | € 39,979 | ▲ € 31,298 |
| Equity | € 189,854 | € 211,283 | € 219,964 | € 259,943 | ▲ 18% |
| Total debts | € 722,320 | € 656,962 | € 617,065 | € 538,928 | ▼ 13% |
| Cash | € 11,877 | € 7,487 | € 27,941 | € 24,261 | ▼ 13% |
| Land & buildings | € 826,635 | € 798,350 | € 734,853 | € 701,853 | ▼ 4% |
| Retained profit | € -2,429 | € 19,000 | € 27,681 | € 67,660 | ▲ 144% |
| Bank debt | € 342,691 | € 302,782 | € 260,414 | € 227,914 | ▼ 12% |
| Balance sheet total | € 912,173 | € 868,245 | € 837,029 | € 798,870 | ▼ 5% |
Key figures of BAKKERIJ MERVEILLEUX, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2026 has not been filed yet; it was expected before 31 October 2026.
What happened to BAKKERIJ MERVEILLEUX?
What happened at BAKKERIJ MERVEILLEUX in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 39,979 (▲ € 31,298 vs 2024). Source: NBB ↗
- New establishment in Tienen. KBO
- New establishment in Hoegaarden. KBO
- Start of the company according to the CBE. KBO
In short
From € 70,039 profit in 2022 to € 39,979 profit in 2025.
Paid € 53,183 in corporate taxes since 2022.
Best year ever: 2022, with € 70,039 profit.
Management
Behind BAKKERIJ MERVEILLEUX are Nancy Bonjean, Edwin Wils, Koen Moens and Micheline Bonjean. Nancy Bonjean is also behind MOENS-BONJEAN. Koen Moens is also behind MOENS-BONJEAN.
Directors
According to the 2025 annual accounts
Edwin Wils
Director
Micheline Bonjean
Director
Establishments
Establishment units
Physical locations of this company
Altenaken 80 box A
3320 Hoegaarden
Mulkstraat 139
3300 Tienen
Active since 1 January 2013
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0818.934.079
- VAT number
- BE 0818.934.079
- Registered office
- Altenaken 80 bus A, 3320 Hoegaarden
- Names & denominations
- BAKKERIJ MERVEILLEUX
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 September 2009
- Peppol
- Active · Active since 6 Jan 2026
- Activities · NACE
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Detailhandel in brood en banketbakkerswerk (koude bakkers)