Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 28 % of short-term debt in 2024; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2024
CUROVIAM from Schaarbeek, company number BE0818669607, closed financial year 2024 with a result of € 63,432 after tax. For that financial year CUROVIAM recorded a gross margin of € 211,995 and equity of € 597,911. Compared with financial year 2023, the result moved from € 66,275 to € 63,432. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 29, 2025.
€ 597,911
▲ 10% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 63,432
▼ 4% vs 2023
Profit after tax over the fiscal year.
€ 31,600
▼ 32% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 535,911.
People and assets in 2024
€ 783
▼ 28% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 1.8 million
▼ 10% vs 2023
€ 69,129 is repaid this year. At this pace the long-term loan is gone in ≈ 26 years.
€ 32,084
▲ 117% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 22,643
▼ 11% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 202,413 | € 200,074 | € 198,450 | € 211,995 | ▲ 7% |
| Profit after taxes | € 70,603 | € 51,015 | € 66,275 | € 63,432 | ▼ 4% |
| Equity | € 427,302 | € 478,317 | € 544,592 | € 597,911 | ▲ 10% |
| Total debts | € 2,460,408 | € 2,237,448 | € 2,092,156 | € 1,934,697 | ▼ 8% |
| Cash | € 113,035 | € 8,891 | € 46,221 | € 31,600 | ▼ 32% |
| Land & buildings | € 1,246,764 | € 1,207,621 | € 1,163,924 | € 1,116,766 | ▼ 4% |
| Retained profit | € 365,302 | € 416,317 | € 482,592 | € 535,911 | ▲ 11% |
| Dividend | € 56,000 | € 0 | € 0 | € 0 | |
| Bank debt | € 2,364,631 | € 2,184,797 | € 1,992,313 | € 1,798,007 | ▼ 10% |
| Balance sheet total | € 2,985,475 | € 2,810,158 | € 2,727,770 | € 2,665,259 | ▼ 2% |
Key figures of CUROVIAM, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to CUROVIAM?
What happened at CUROVIAM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 63,432 (▼ 4% vs 2023). filed late Source: NBB ↗
- LOUISE DESSART became a director. NBB
- MAXIME TASSIN became a director. NBB
- JENNIFER VERHELLEN became a director. NBB
- ARNAUD DINON became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Schaarbeek. KBO
In short
From € 70,603 profit in 2021 to € 63,432 profit in 2024.
Paid € 83,453 in corporate taxes since 2021.
Best year ever: 2021, with € 70,603 profit.
Paid out € 56,000 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CUROVIAM are LOUISE DESSART, MAXIME TASSIN, JENNIFER VERHELLEN and ARNAUD DINON. MAXIME TASSIN is also behind ND2L.
Directors
According to the 2024 annual accounts
LOUISE DESSART
Director
since 2023
since 2023
JENNIFER VERHELLEN
Director
since 2023
ARNAUD DINON
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Kerselarenlaan 85
1030 Schaarbeek
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
HETZNER-AS, DE
DNS
OVH DNS
Website info
Features
Security
Details
- Company number
- 0818.669.607
- VAT number
- BE 0818.669.607
- Registered office
- Kerselarenlaan 85, 1030 Schaarbeek
- Names & denominations
- CUROVIAM
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 18 September 2009
- Peppol
- Not registered
- Contact
- bepassurcredits.be [email protected]