Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 60 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Chrismary from Saint-Ghislain, company number BE0818525491, closed financial year 2025 with a result of € -2,496 after tax. For that financial year Chrismary recorded a gross margin of € 5,987 and equity of € 21,019. Compared with financial year 2024, the result moved from € 6,454 to € -2,496. The company made a loss. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ 21,019
▲ € 42,504 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,496
▼ still € 6,454 profit in 2024
Profit after tax over the fiscal year.
€ 3,682
▼ 67% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -52,581.
Debts at end 2025
€ 23,163
▼ 71% vs 2024
€ 14,163 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 9,240
▼ 8% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -16,301 | € -8,600 | € 17,379 | € 5,987 | ▼ 66% |
| Profit after taxes | € -36,491 | € -22,288 | € 6,454 | € -2,496 | ▼ € 8,950 |
| Equity | € -5,652 | € -27,940 | € -21,485 | € 21,019 | ▲ € 42,504 |
| Total debts | € 92,113 | € 100,888 | € 90,518 | € 32,403 | ▼ 64% |
| Cash | € 3,364 | € 6,982 | € 11,018 | € 3,682 | ▼ 67% |
| Retained profit | € -34,252 | € -56,540 | € -50,085 | € -52,581 | ▼ € 2,496 |
| Bank debt | € 82,000 | € 87,500 | € 78,663 | € 23,163 | ▼ 71% |
| Balance sheet total | € 86,461 | € 72,948 | € 69,032 | € 53,421 | ▼ 23% |
Key figures of Chrismary, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to Chrismary?
What happened at Chrismary in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 2,496 (▼ € 8,950 vs 2024). Source: NBB ↗
- MARYSE DOYEN became a director. NBB
- New establishment in Saint-Ghislain. KBO
- Start of the company according to the CBE. KBO
In short
From € 36,491 loss in 2022 to € 2,496 loss in 2025.
Paid € 4,538 in corporate taxes since 2022.
Best year ever: 2024, with € 6,454 profit.
Management
Behind Chrismary are MARYSE DOYEN and CHRISTOPHE BERNARD.
Directors
According to the 2025 annual accounts
MARYSE DOYEN
Manager
since 2014
CHRISTOPHE BERNARD
Manager
Establishments
Establishment units
Physical locations of this company
Rue de Stambruges(N) 13
7332 Saint-Ghislain
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0818.525.491
- VAT number
- BE 0818.525.491
- Registered office
- Rue de Stambruges(N) 13, 7332 Saint-Ghislain
- Names & denominations
- Chrismary
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 September 2009
- Peppol
- Active · Active since 20 Nov 2020
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