Financials
Financial year 2025
STEMAT BOUW from Veurne, company number BE0818210935, closed financial year 2025 with a result of € 204,689 after tax. For that financial year STEMAT BOUW recorded a gross margin of € 2.4 million and equity of € 809,195. Compared with financial year 2024, the result moved from € 34,261 to € 204,689. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on January 5, 2026.
€ 809,195
▲ 14% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 204,689
▲ € 170,428 vs 2024
Profit after tax over the fiscal year.
€ 544,936
▼ 21% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 104,657 paid out
51 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
28
▲ 0.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.9 million
▲ 5% vs 2024
€ 66,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 250,078
▲ 27% vs 2024
Of which on lease € 182,968.
Debts at end 2025
€ 1.6 million
▼ 16% vs 2024
€ 147,347 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 554,014
▼ 8% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 233,284
▲ 171% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,760,257 | € 2,352,570 | € 2,060,347 | € 2,418,205 | ▲ 17% |
| Profit after taxes | € 104,657 | € 270,423 | € 34,261 | € 204,689 | ▲ € 170,428 |
| Equity | € 554,479 | € 724,902 | € 709,163 | € 809,195 | ▲ 14% |
| Total debts | € 2,206,727 | € 2,894,941 | € 2,649,230 | € 2,487,929 | ▼ 6% |
| Cash | € 265,944 | € 263,485 | € 693,480 | € 544,936 | ▼ 21% |
| Land & buildings | € 878,695 | € 838,518 | € 722,570 | € 683,186 | ▼ 5% |
| Retained profit | € 535,879 | € 706,302 | € 690,563 | € 790,595 | ▲ 14% |
| Dividend | € 0 | € 100,000 | € 50,000 | € 104,657 | ▲ 109% |
| Bank debt | € 1,582,656 | € 1,886,934 | € 1,894,446 | € 1,590,574 | ▼ 16% |
| Balance sheet total | € 2,761,206 | € 3,619,843 | € 3,358,393 | € 3,297,124 | ▼ 2% |
| Employees (FTE) | 22.7 | 28.6 | 27.5 | 28 | ▲ 0.5 |
Key figures of STEMAT BOUW, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to STEMAT BOUW?
What happened at STEMAT BOUW in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 204,689 (▲ € 170,428 vs 2024). Source: NBB ↗
- New establishment in Veurne. KBO
- Start of the company according to the CBE. KBO
In short
From € 104,657 profit in 2022 to € 204,689 profit in 2025.
Paid € 275,047 in corporate taxes since 2022.
Best year ever: 2023, with € 270,423 profit.
On average € 86,400 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind STEMAT BOUW is Lemmerling Matthieu BV. Lemmerling Matthieu BV is also behind Standaert and Bauhaus Projects.
Directors
According to the 2025 annual accounts
Director · represented by Lemmerling MATTHIEU
Also active at: Standaert, Bauhaus Projects
Establishments
Establishment units
Physical locations of this company
Pannestraat 174
8630 Veurne
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0818.210.935
- VAT number
- BE 0818.210.935
- Registered office
- Pannestraat 174, 8630 Veurne
- Names & denominations
- STEMAT BOUW
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 September 2009
- Peppol
- Active · Active since 15 Sept 2025
- Activities · NACE
Overige werkzaamheden in verband met de afwerking van gebouwen
Algemene bouw van residentiële gebouwen
Stukadoorswerk
Glaszetten
Schrijnwerk
Waterdichtingswerken van muren
Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit