Active · per the CBE, 2 October 2026
VERZEKERINGEN VOSTERS logo

VERZEKERINGEN VOSTERS

BE0817271223

Rechtspersoon Private limited company 1 establishment

VERZEKERINGEN VOSTERS is an insurance broker in Brugge. Private Limited, started on 17 July 2009, 1 establishment.

Komvest 34B box 002, 8000 Brugge verzekeringenvosters.be

Behind the company: LUMA FINANCE BV, HOVAN & ZONEN BV.

Active for

17 year, 2 months

Financials

Financial year 2025

VERZEKERINGEN VOSTERS from Brugge, company number BE0817271223, closed financial year 2025 with a result of € 41,518 after tax. For that financial year VERZEKERINGEN VOSTERS recorded a gross margin of € 46,580 and equity of € 31,812. Compared with financial year 2024, the result moved from € 51,745 to € 41,518. The company is profitable. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.

What it is worth Healthy

€ 31,812

▼ 7% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 41,518

▼ 20% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 9,098

▼ 88% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 44,000 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Vehicles and equipment

€ 3,562

▲ 150% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 1,665

▼ 87% vs 2024

Supplier invoices still open on the last day of the fiscal year.

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Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 42,211 € 56,946 € 60,720 € 46,580 ▼ 23%
Profit after taxes € 38,358 € 53,377 € 51,745 € 41,518 ▼ 20%
Equity € 17,772 € 33,549 € 34,294 € 31,812 ▼ 7%
Total debts € 72,569 € 83,069 € 107,077 € 62,862 ▼ 41%
Cash € 48,715 € 36,848 € 75,101 € 9,098 ▼ 88%
Retained profit € 11,572 € 14,949 € 15,694 € 13,212 ▼ 16%
Dividend € 50,000 € 50,000 € 51,000 € 44,000 ▼ 14%
Balance sheet total € 90,341 € 116,618 € 141,371 € 94,674 ▼ 33%

Key figures of VERZEKERINGEN VOSTERS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to VERZEKERINGEN VOSTERS?

What happened at VERZEKERINGEN VOSTERS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 41,518 (▼ 20% vs 2024). Source: NBB ↗
  • LUMA FINANCE BV became a director. NBB
  • HOVAN & ZONEN BV became a director. NBB
  • New establishment in Brugge. KBO
  • Start of the company according to the CBE. KBO

In short

From € 38,358 profit in 2022 to € 41,518 profit in 2025.

Paid € 2,769 in corporate taxes since 2022.

Best year ever: 2023, with € 53,377 profit.

Paid out € 195,000 in dividends to the owners in total.

Management

The stake of LUMA FINANCE, HOVAN & ZONEN comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

VERZEKERINGEN VOSTERS

Behind VERZEKERINGEN VOSTERS are LUMA FINANCE BV and HOVAN & ZONEN BV. The shares are held by LUMA FINANCE (50%) and HOVAN & ZONEN (49.5%).

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Directors

According to the 2025 annual accounts

LUMA FINANCE BV

Director · represented by Thomas BLANCKAERT

since 2023

HOVAN & ZONEN BV

Director · represented by Philip HOUTMEYERS

since 2023

Shareholders

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Komvest 34B box 002

8000 Brugge

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

Technologies

ASP.NETApacheBootstrapGoogle AnalyticsGoogle FontsjQuery

Certifications & Partners

FSMA

Hosting & Email

Email provider

Microsoft 365

Hosting

LEASEWEB-NL-AMS-01 Netherlands, NL

Domain

Domain

verzekeringenvosters.be

Registered

2010-05-12

Website info

HTTPS Ja
Copyright 2020

Features

Contact page

Security

✓ HTTPS
✓ SPF
✗ DMARC

Details

Company number
0817.271.223
VAT number
BE 0817.271.223
Registered office
Komvest 34B bus 002, 8000 Brugge
Names & denominations
VERZEKERINGEN VOSTERS
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
17 July 2009
Peppol
Active · Active since 12 Feb 2026
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Handel in eigen onroerend goed

Frequently asked questions

What does VERZEKERINGEN VOSTERS do?
VERZEKERINGEN VOSTERS is an insurance broker in Brugge. Private Limited, started on 17 July 2009, 1 establishment.
What is the address of VERZEKERINGEN VOSTERS?
The registered office of VERZEKERINGEN VOSTERS is located at Komvest 34B box 002, 8000 Brugge.
Is VERZEKERINGEN VOSTERS still active?
Yes. According to the CBE (2 October 2026) VERZEKERINGEN VOSTERS is active, legal situation “Normale toestand”, started on 17 July 2009.
Is VERZEKERINGEN VOSTERS registered on Peppol?
Yes, VERZEKERINGEN VOSTERS is registered on the Peppol network with ID 0208:0817271223.
What is the enterprise number of VERZEKERINGEN VOSTERS?
The enterprise number of VERZEKERINGEN VOSTERS is BE0817271223.
When was VERZEKERINGEN VOSTERS founded?
VERZEKERINGEN VOSTERS was founded on 17 July 2009.