Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 62 % of short-term debt in 2025; threshold 65 %.
-
Figures corrected NBB
Corrected annual account filed for 2025.
-
Busy address KBO
12 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
SMART BUSINESS PARTNER from Anderlecht, company number BE0817216288, closed financial year 2025 with a result of € 64,667 after tax. For that financial year SMART BUSINESS PARTNER recorded a gross margin of € 142,079 and equity of € -30,926. Compared with financial year 2024, the result moved from € -11,187 to € 64,667. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 28, 2026.
€ -30,926
▲ € 64,667 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 64,667
▲ still € 11,187 loss in 2024
Profit after tax over the fiscal year.
€ 19,867
▼ 28% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -38,926.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 46,942
▲ 30% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 10,225
▼ 91% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 35,206
▲ 104% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 16,925 | € -9,453 | € 38,803 | € 142,079 | ▲ 266% |
| Profit after taxes | € -11,073 | € -47,908 | € -11,187 | € 64,667 | ▲ € 75,855 |
| Equity | € -36,498 | € -84,406 | € -95,594 | € -30,926 | ▲ € 64,667 |
| Total debts | € 86,194 | € 146,965 | € 184,561 | € 95,749 | ▼ 48% |
| Cash | € 8,020 | € 12,692 | € 27,572 | € 19,867 | ▼ 28% |
| Retained profit | € -44,498 | € -92,406 | € -103,594 | € -38,926 | ▲ € 64,667 |
| Balance sheet total | € 49,696 | € 62,558 | € 88,967 | € 64,823 | ▼ 27% |
| Employees (FTE) | 0.9 | 1.5 | - | - |
Key figures of SMART BUSINESS PARTNER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SMART BUSINESS PARTNER?
What happened at SMART BUSINESS PARTNER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Corrected annual accounts filed for financial year 2025. Source: NBB ↗
- New establishment in Anderlecht. KBO
- Start of the company according to the CBE. KBO
- Morad REGRAGUI-EL-MOUMNI became a director. NBB
In short
From € 11,073 loss in 2022 to € 64,667 profit in 2025.
Paid € 18,496 in corporate taxes since 2022.
Best year ever: 2025, with € 64,667 profit.
A new publication or filing at SMART BUSINESS PARTNER? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SMART BUSINESS PARTNER is Morad REGRAGUI-EL-MOUMNI.
Directors
According to the 2025 annual accounts
Morad REGRAGUI-EL-MOUMNI
Director
since 2009
Establishments
Establishment units
Physical locations of this company
Fernand Demetskaai 23
1070 Anderlecht
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 12 companies are registered at this address.
All companies at this address →FALK - PROMOTION
€ 15,575 gross margin · 2025
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€ 56,883 gross margin · 2025
COOP
ADDVALS
€ 155,126 gross margin · 2025
ENVIRONMENTAL ASSESSMENT & SOIL WATER CONSULTING
€ 6,038 gross margin · 2024
+7 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
Online SAS, FR
Website info
Features
Security
Details
- Company number
- 0817.216.288
- VAT number
- BE 0817.216.288
- Registered office
- Fernand Demetskaai 23, 1070 Anderlecht
- Names & denominations
- SMART BUSINESS PARTNER · SB PARTNER et/ou SBP
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 July 2009
- Peppol
- Active · Active since 20 Nov 2020
- Contact
- sbpartner.be
- Activities · NACE
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