Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 3 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
VTR INVEST from Seneffe, company number BE0816871147, closed financial year 2025 with a result of € -14,906 after tax. For that financial year VTR INVEST recorded a gross margin of € 16,643 and equity of € 27,989. Compared with financial year 2024, the result moved from € 2,489 to € -14,906. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on November 4, 2025.
€ 27,989
▼ 35% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -14,906
▼ still € 2,489 profit in 2024
Profit after tax over the fiscal year.
€ 2,391
▼ 42% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -157,011.
Debts at end 2025
€ 369,307
▼ 6% vs 2024
€ 24,693 is repaid this year. At this pace the long-term loan is gone in ≈ 15 years.
€ 421
▲ € 349 vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 36,258 | € 30,988 | € 34,896 | € 16,643 | ▼ 52% |
| Profit after taxes | € 2,360 | € -2,043 | € 2,489 | € -14,906 | ▼ € 17,394 |
| Equity | € 42,449 | € 40,406 | € 42,895 | € 27,989 | ▼ 35% |
| Total debts | € 466,037 | € 449,267 | € 432,433 | € 428,769 | ▼ 1% |
| Cash | € 3,993 | € 1,967 | € 4,142 | € 2,391 | ▼ 42% |
| Land & buildings | € 503,871 | € 487,008 | € 470,146 | € 453,283 | ▼ 4% |
| Retained profit | € -142,551 | € -144,594 | € -142,105 | € -157,011 | ▼ € 14,906 |
| Bank debt | € 436,869 | € 415,385 | € 392,881 | € 369,307 | ▼ 6% |
| Balance sheet total | € 508,486 | € 489,674 | € 475,328 | € 456,758 | ▼ 4% |
Key figures of VTR INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to VTR INVEST?
What happened at VTR INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 14,906 (▼ € 17,394 vs 2024). Source: NBB ↗
- Valérie LACROIX became a director. NBB
- LACROIX Yves became a director. NBB
- New establishment in Seneffe. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,360 profit in 2022 to € 14,906 loss in 2025.
Paid € 0 in corporate taxes since 2022.
Best year ever: 2024, with € 2,489 profit.
Management
Behind VTR INVEST are Valérie LACROIX and LACROIX Yves.
Directors
According to the 2025 annual accounts
Valérie LACROIX
Director
since 2015
LACROIX Yves
Director
since 2015
Establishments
Establishment units
Physical locations of this company
Rue de Rosseignies 25 box 1
7180 Seneffe
Rue de Rosseignies 25 box 1
7181 Seneffe
Active since 24 July 2009
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0816.871.147
- VAT number
- BE 0816.871.147
- Registered office
- Rue de Rosseignies 25 bus 1, 7180 Seneffe
- Names & denominations
- VTR INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 July 2009
- Peppol
- Not registered