COPASS is an insurance broker in Yvoir. Private Limited, started on 26 June 2009, 1 establishment.

What is the address of COPASS?

The registered office of COPASS is located at Bois-de-Devant-Houx 48, 5530 Yvoir.

Is COPASS still active?

Yes. According to the CBE (29 October 2026) COPASS is active, legal situation “Normale toestand”, started on 26 June 2009.

Is COPASS registered on Peppol?

Yes, COPASS is registered on the Peppol network with ID 0208:0816624885.

What is the enterprise number of COPASS?

The enterprise number of COPASS is BE0816624885.

When was COPASS founded?

COPASS was founded on 26 June 2009.

Who are the directors of COPASS?

According to the 2025 annual accounts, the directors of COPASS are: Jean-Marc HARDENNE.

Is COPASS a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 26 June 2009; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did COPASS make in 2025?

COPASS posted a profit after taxes of € 70,726 in financial year 2025.

What is the revenue of COPASS?

As a small company, COPASS is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 167,738.

COPASS (Private Limited) - Yvoir - BE0816624885

Dossier COPASS, printed on 29 October 2026 from databakkes.be/en/0816624885/copass. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

COPASS from Yvoir, company number BE0816624885, closed financial year 2025 with a result of € 70,726 after tax. For that financial year COPASS recorded a gross margin of € 167,738 and equity of € 308,390. Compared with financial year 2024, the result moved from € 55,845 to € 70,726. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 22, 2026.

What it is worth Growing

€ 308,390

▲ 17% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 70,726

▲ 27% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 161,728

▲ 40% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 25,500 paid out

36 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Wage cost

€ 57,720

▲ 38% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 2,531

▼ 34% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

€ 2,651

▼ 66% vs 2024

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 6,108

▲ 41% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 16,957

▲ 31% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 99,405 Gross margin 2022: € 99,405 First fiscal year in the series	€ 128,822 Gross margin 2023: € 128,822 ▲ 30% vs 2022 (€ 99,405) Favourable step	€ 129,794 Gross margin 2024: € 129,794 ▲ 1% vs 2023 (€ 128,822) Favourable step	€ 167,738 Gross margin 2025: € 167,738 ▲ 29% vs 2024 (€ 129,794) Favourable step	▲ 29%
Profit after taxes	€ 31,751 Profit after taxes 2022: € 31,751 First fiscal year in the series	€ 59,717 Profit after taxes 2023: € 59,717 ▲ 88% vs 2022 (€ 31,751) Favourable step	€ 55,845 Profit after taxes 2024: € 55,845 ▼ 6% vs 2023 (€ 59,717) Unfavourable step	€ 70,726 Profit after taxes 2025: € 70,726 ▲ 27% vs 2024 (€ 55,845) Favourable step	▲ 27%
Equity	€ 161,402 Equity 2022: € 161,402 First fiscal year in the series	€ 213,119 Equity 2023: € 213,119 ▲ 32% vs 2022 (€ 161,402) Favourable step	€ 263,164 Equity 2024: € 263,164 ▲ 23% vs 2023 (€ 213,119) Favourable step	€ 308,390 Equity 2025: € 308,390 ▲ 17% vs 2024 (€ 263,164) Favourable step	▲ 17%
Total debts	€ 45,982 Total debts 2022: € 45,982 First fiscal year in the series	€ 29,100 Total debts 2023: € 29,100 ▼ 37% vs 2022 (€ 45,982) Favourable step	€ 31,023 Total debts 2024: € 31,023 ▲ 7% vs 2023 (€ 29,100) Unfavourable step	€ 51,216 Total debts 2025: € 51,216 ▲ 65% vs 2024 (€ 31,023) Unfavourable step	▲ 65%
Cash	€ 24,463 Cash 2022: € 24,463 First fiscal year in the series	€ 93,099 Cash 2023: € 93,099 ▲ 281% vs 2022 (€ 24,463) Favourable step	€ 115,823 Cash 2024: € 115,823 ▲ 24% vs 2023 (€ 93,099) Favourable step	€ 161,728 Cash 2025: € 161,728 ▲ 40% vs 2024 (€ 115,823) Favourable step	▲ 40%
Land & buildings	€ 21,224 Land & buildings 2022: € 21,224 First fiscal year in the series	€ 15,706 Land & buildings 2023: € 15,706 ▼ 26% vs 2022 (€ 21,224) Unchanged	€ 10,187 Land & buildings 2024: € 10,187 ▼ 35% vs 2023 (€ 15,706) Unchanged	€ 14,127 Land & buildings 2025: € 14,127 ▲ 39% vs 2024 (€ 10,187) Unchanged	▲ 39%
Retained profit	€ 155,202 Retained profit 2022: € 155,202 First fiscal year in the series	€ 206,919 Retained profit 2023: € 206,919 ▲ 33% vs 2022 (€ 155,202) Favourable step	€ 256,964 Retained profit 2024: € 256,964 ▲ 24% vs 2023 (€ 206,919) Favourable step	€ 302,190 Retained profit 2025: € 302,190 ▲ 18% vs 2024 (€ 256,964) Favourable step	▲ 18%
Dividend	€ 7,500 Dividend 2022: € 7,500 First fiscal year in the series	€ 8,000 Dividend 2023: € 8,000 ▲ 7% vs 2022 (€ 7,500) Unchanged	€ 5,800 Dividend 2024: € 5,800 ▼ 28% vs 2023 (€ 8,000) Unchanged	€ 25,500 Dividend 2025: € 25,500 ▲ € 19,700 vs 2024 (€ 5,800) Unchanged	▲ € 19,700
Bank debt	€ 18,214 Bank debt 2022: € 18,214 First fiscal year in the series	€ 13,090 Bank debt 2023: € 13,090 ▼ 28% vs 2022 (€ 18,214) Favourable step	€ 7,903 Bank debt 2024: € 7,903 ▼ 40% vs 2023 (€ 13,090) Favourable step	€ 2,651 Bank debt 2025: € 2,651 ▼ 66% vs 2024 (€ 7,903) Favourable step	▼ 66%
Balance sheet total	€ 207,384 Balance sheet total 2022: € 207,384 First fiscal year in the series	€ 242,219 Balance sheet total 2023: € 242,219 ▲ 17% vs 2022 (€ 207,384) Unchanged	€ 294,187 Balance sheet total 2024: € 294,187 ▲ 21% vs 2023 (€ 242,219) Unchanged	€ 359,606 Balance sheet total 2025: € 359,606 ▲ 22% vs 2024 (€ 294,187) Unchanged	▲ 22%

Key figures of COPASS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to COPASS?

What happened at COPASS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 22, 2026 New annual accounts for financial year 2025: profit of € 70,726 (▲ 27% vs 2024). Source: NBB ↗
Jul 1, 2009 New establishment in Dinant. KBO
Jun 26, 2009 Start of the company according to the CBE. KBO

In short

From € 31,751 profit in 2022 to € 70,726 profit in 2025.

Paid € 96,952 in corporate taxes since 2022.

Best year ever: 2025, with € 70,726 profit.

Paid out € 46,800 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Jean-Marc HARDENNE

COPASS

Behind COPASS is Jean-Marc HARDENNE.

Directors

According to the 2025 annual accounts

Jean-Marc HARDENNE

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Bois-de-Devant-Houx 48

5530 Yvoir

2.179.780.436

Rue Adolphe-Sax 79

5500 Dinant

Active since 1 July 2009

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0816.624.885
VAT number: BE 0816.624.885
Registered office: Bois-de-Devant-Houx 48, 5530 Yvoir
Names & denominations: COPASS
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 26 June 2009
Peppol: Active · Active since 24 Nov 2023
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗