Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 29 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ARMANOFRE Finances from Ans, company number BE0816593609, closed financial year 2025 with a result of € -44,824 after tax. For that financial year ARMANOFRE Finances recorded a gross margin of € 39,808 and equity of € 900,463. Compared with financial year 2024, the result moved from € -20,464 to € -44,824. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 17, 2026.
€ 900,463
▼ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -44,824
▼ 119 % more loss than in 2024
Profit after tax over the fiscal year.
€ 27,613
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 560,463.
Debts at end 2025
€ 373,951
▲ 5% vs 2024
Loans from banks and other lenders, long and short.
€ 36,253
▲ € 36,217 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 248
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -899 | € -908 | € -2,360 | € 39,808 | ▲ € 42,168 |
| Profit after taxes | € -16,486 | € -17,143 | € -20,464 | € -44,824 | ▼ € 24,360 |
| Equity | € 982,895 | € 965,751 | € 945,287 | € 900,463 | ▼ 5% |
| Total debts | € 475,429 | € 492,189 | € 505,454 | € 642,531 | ▲ 27% |
| Cash | € 11,445 | € 11,061 | - | € 27,613 | |
| Land & buildings | - | - | - | € 383,993 | |
| Retained profit | € 642,895 | € 625,751 | € 605,287 | € 560,463 | ▼ 7% |
| Bank debt | € 373,710 | € 389,647 | € 356,694 | € 373,951 | ▲ 5% |
| Balance sheet total | € 1,458,324 | € 1,457,940 | € 1,450,741 | € 1,542,994 | ▲ 6% |
Key figures of ARMANOFRE Finances, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ARMANOFRE Finances?
What happened at ARMANOFRE Finances in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Luc GASPARD stepped down as director. NBB
- Patrice BEAUPAIN stepped down as director. NBB
- Noémie AQUILINA stepped down as director. NBB
- Diego AQUILINA stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 44,824. Source: NBB ↗
- Luc GASPARD became a director. NBB
- Patrice BEAUPAIN became a director. NBB
- Noémie AQUILINA became a director. NBB
In short
From € 16,486 loss in 2022 to € 44,824 loss in 2025.
A new publication or filing at ARMANOFRE Finances? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of A B N M CONSULTING SERVICES comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
ARMANOFRE FinancesThe shares are held by A B N M CONSULTING SERVICES (100%). It owns 99.8% of NEW DEBOUNY and 95% of MANTHYDRO itself.
Directors
According to the 2025 annual accounts
since 2021 · until 2027
since 2021 · until 2027
since 2021 · until 2027
Diego AQUILINA
Managing director
Also active at: JOHN COCKERILL, DODECA, GIMCO Sprimont, GIMCO Manage, JC2X, New DEBOUNY, AGM, A B N M CONSULTING SERVICES +1 more
since 2021 · until 2027
Shareholders
Participations
99.8%
95%
Establishments
Establishment units
Physical locations of this company
Rue du Château 3
4432 Ans
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0816.593.609
- VAT number
- BE 0816.593.609
- Registered office
- Rue du Château 3, 4432 Ans
- Names & denominations
- ARMANOFRE Finances · AMNFinances
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 30 June 2009
- Peppol
- Active · Active since 20 Nov 2020
- Activities · NACE
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
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