Financials
Financial year 2025
Verzekeringskantoor De Smet from Lierde, company number BE0812718458, closed financial year 2025 with a result of € 20,961 after tax. For that financial year Verzekeringskantoor De Smet recorded a gross margin of € 173,740 and equity of € 342,229. Compared with financial year 2024, the result moved from € 24,162 to € 20,961. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.
€ 342,229
▲ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 20,961
▼ 13% vs 2024
Profit after tax over the fiscal year.
€ 12,294
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 323,629.
People and assets in 2025
€ 100,106
▼ 6% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 229,110
▼ 13% vs 2024
€ 30,332 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 5,797
▼ 4% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 32,302
▼ 3% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 179,889 | € 151,699 | € 188,845 | € 173,740 | ▼ 8% |
| Profit after taxes | € 30,113 | € 5,034 | € 24,162 | € 20,961 | ▼ 13% |
| Equity | € 302,072 | € 297,106 | € 321,268 | € 342,229 | ▲ 7% |
| Total debts | € 365,674 | € 326,596 | € 302,045 | € 267,210 | ▼ 12% |
| Cash | € 9,195 | € 1,009 | € 12,270 | € 12,294 | |
| Land & buildings | € 611,622 | € 581,041 | € 550,459 | € 520,593 | ▼ 5% |
| Retained profit | € 283,472 | € 278,506 | € 302,668 | € 323,629 | ▲ 7% |
| Dividend | € 0 | € 10,000 | € 0 | € 0 | |
| Bank debt | € 322,497 | € 287,181 | € 262,618 | € 229,110 | ▼ 13% |
| Balance sheet total | € 667,746 | € 623,701 | € 623,313 | € 609,439 | ▼ 2% |
Key figures of Verzekeringskantoor De Smet, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Verzekeringskantoor De Smet?
What happened at Verzekeringskantoor De Smet in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 20,961 (▼ 13% vs 2024). filed late Source: NBB ↗
- New establishment in Lierde. KBO
- DIEGO DE SMET became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 30,113 profit in 2022 to € 20,961 profit in 2025.
Paid € 42,352 in corporate taxes since 2022.
Best year ever: 2022, with € 30,113 profit.
Paid out € 10,000 in dividends to the owners in total.
Management
Behind Verzekeringskantoor De Smet is DIEGO DE SMET.
Directors
According to the 2025 annual accounts
DIEGO DE SMET
Director
since 2009
Establishments
Establishment units
Physical locations of this company
Geraardsbergsestraat 13A box 1
9570 Lierde
Geraardsbergsestraat 13A
9570 Lierde
Active since 23 June 2009
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0812.718.458
- VAT number
- BE 0812.718.458
- Registered office
- Geraardsbergsestraat 13A bus 1, 9570 Lierde
- Names & denominations
- Verzekeringskantoor De Smet
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 June 2009
- Peppol
- Active · Active since 3 Nov 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars