Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2026
SMOLDERS VERZEKERINGEN from Tienen, company number BE0812315711, closed financial year 2026 with a result of € 48,567 after tax. For that financial year SMOLDERS VERZEKERINGEN recorded a gross margin of € 57,294 and equity of € 34,765. Compared with financial year 2025, the result moved from € 164,949 to € 48,567. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 15, 2026.
€ 34,765
▲ 2% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 48,567
▼ 71% vs 2025
Profit after tax over the fiscal year.
€ 278,544
▲ 39% vs 2025
Cash and bank balances on the last day of the fiscal year.
€ 48,000 paid out
99 % of the profit went to the shareholders, mostly to Van Pottelberge (50 % of the shares). That is where the money ends up.
People and assets in 2026
€ 1,118
▼ 67% vs 2025
Book value of vehicles, furniture and equipment.
Debts at end 2026
None
No bank loans on the last day of the fiscal year.
€ 2,906
▲ 29% vs 2025
Supplier invoices still open on the last day of the fiscal year.
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| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 67,093 | € -23,016 | € 159,094 | € 57,294 | ▼ 64% |
| Profit after taxes | € 58,412 | € -31,391 | € 164,949 | € 48,567 | ▼ 71% |
| Equity | € 50,641 | € 19,250 | € 34,199 | € 34,765 | ▲ 2% |
| Total debts | € 241,785 | € 215,028 | € 311,033 | € 246,470 | ▼ 21% |
| Cash | € 254,978 | € 59,437 | € 199,857 | € 278,544 | ▲ 39% |
| Retained profit | € 44,441 | € 13,050 | € 27,999 | € 28,565 | ▲ 2% |
| Dividend | € 55,000 | € 0 | € 150,000 | € 48,000 | ▼ 68% |
| Balance sheet total | € 292,426 | € 234,278 | € 345,231 | € 281,235 | ▼ 19% |
Key figures of SMOLDERS VERZEKERINGEN, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to SMOLDERS VERZEKERINGEN?
What happened at SMOLDERS VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: profit of € 48,567 (▼ 71% vs 2025). Source: NBB ↗
- New establishment in Tienen. KBO
- Start of the company according to the CBE. KBO
In short
From € 58,412 profit in 2023 to € 48,567 profit in 2026.
Paid € 2,188 in corporate taxes since 2023.
Best year ever: 2025, with € 164,949 profit.
Paid out € 253,000 in dividends to the owners in total.
A new publication or filing at SMOLDERS VERZEKERINGEN? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Van Pottelberge comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
SMOLDERS VERZEKERINGENBehind SMOLDERS VERZEKERINGEN is Van Pottelberge BV. The shares are held by Van Pottelberge (50%).
Directors
According to the 2026 annual accounts
Shareholders
50%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Kabbeekvest 67
3300 Tienen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0812.315.711
- VAT number
- BE 0812.315.711
- Registered office
- Kabbeekvest 67, 3300 Tienen
- Names & denominations
- SMOLDERS VERZEKERINGEN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 June 2009
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars