Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 48 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 3.4 to 2.9.
Financials
Financial year 2025
CABINET MEDICAL CHAPMAN from Spa, company number BE0812150415, closed financial year 2025 with a result of € 219,956 after tax. For that financial year CABINET MEDICAL CHAPMAN recorded a gross margin of € 474,263 and equity of € 89,015. Compared with financial year 2024, the result moved from € 206,721 to € 219,956. Profitable, and profit is growing. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 11, 2026.
€ 89,015
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 219,956
▲ 6% vs 2024
Profit after tax over the fiscal year.
€ 171,399
▲ 15% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 219,956 paid out
100 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
2.9
▼ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 135,634
▼ 3% vs 2024
€ 46,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 37,871
▼ 38% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 103,448
▼ 22% vs 2024
€ 23,240 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 29,852
▲ 121% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 47,987
▲ 27% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 500,029 | € 413,651 | € 468,940 | € 474,263 | ▲ 1% |
| Profit after taxes | € 237,498 | € 174,134 | € 206,721 | € 219,956 | ▲ 6% |
| Equity | € 89,015 | € 89,015 | € 89,015 | € 89,015 | |
| Total debts | € 445,988 | € 413,527 | € 409,794 | € 434,741 | ▲ 6% |
| Cash | € 192,733 | € 124,245 | € 148,767 | € 171,399 | ▲ 15% |
| Land & buildings | € 83,601 | € 73,106 | € 62,611 | € 52,116 | ▼ 17% |
| Retained profit | € 74,755 | € 74,755 | € 74,755 | € 74,755 | |
| Dividend | € 214,771 | € 174,134 | € 206,721 | € 219,956 | ▲ 6% |
| Bank debt | € 152,497 | € 160,737 | € 132,329 | € 103,448 | ▼ 22% |
| Balance sheet total | € 535,003 | € 502,542 | € 498,809 | € 523,757 | ▲ 5% |
| Employees (FTE) | - | 3.4 | 3 | 2.9 | ▼ 0.1 |
Key figures of CABINET MEDICAL CHAPMAN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CABINET MEDICAL CHAPMAN?
What happened at CABINET MEDICAL CHAPMAN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Emilie Joëlle Reniers stepped down as director. NBB
- Jérôme Jean-Marie Corteil stepped down as director. NBB
- Jacques Cyriel Berckmoes stepped down as director. NBB
- Julie Nicole Schul stepped down as director. NBB
- Véronique Robert Legros stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 219,956 (▲ 6% vs 2024). Source: NBB ↗
- Julie Nicole Schul became a director. NBB
- New establishment in Spa. KBO
In short
From € 237,498 profit in 2022 to € 219,956 profit in 2025.
Paid € 293,660 in corporate taxes since 2022.
Best year ever: 2022, with € 237,498 profit.
On average € 163,500 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Emilie Joëlle Reniers
Director
· until 2028
Jérôme Jean-Marie Corteil
Director
· until 2028
· until 2028
Julie Nicole Schul
Director
since 2025 · until 2028
· until 2028
Establishments
Establishment units
Physical locations of this company
Boulevard Chapman 6
4900 Spa
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0812.150.415
- VAT number
- BE 0812.150.415
- Registered office
- Boulevard Chapman 6, 4900 Spa
- Names & denominations
- CABINET MEDICAL CHAPMAN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 May 2009
- Peppol
- Active · Active since 23 Feb 2026
- Activities · NACE
Activiteiten van huisartspraktijken
Overig speur- en ontwikkelingswerk op natuurwetenschappelijk gebied
Overig speur- en ontwikkelingswerk op natuurwetenschappelijk gebied