Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2025.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
AMARD ASSET MANAGEMENT from Elsene, company number BE0812050049, closed financial year 2025 with a result of € -22,265 after tax. For that financial year AMARD ASSET MANAGEMENT recorded a gross margin of € -21,694 and equity of € -308,484. Compared with financial year 2023, the result moved from € -42,793 to € -22,265. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 26, 2026.
€ -308,484
▼ € 51,906 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -22,265
▲ 48 % less loss than in 2023
Profit after tax over the fiscal year.
€ 659
▲ € 632 vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -327,084.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 1,980
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1,318
▼ 30% vs 2023
Supplier invoices still open on the last day of the fiscal year.
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| 2021 | 2022 | 2023 | 2025 | Change 2023 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -27,810 | € -41,703 | € -36,494 | € -21,694 | ▲ € 14,800 |
| Profit after taxes | € -28,162 | € -42,152 | € -42,793 | € -22,265 | ▲ € 20,528 |
| Equity | € -171,634 | € -213,785 | € -256,578 | € -308,484 | ▼ € 51,906 |
| Total debts | € 174,857 | € 216,151 | € 258,806 | € 314,174 | ▲ 21% |
| Cash | € 476 | € 180 | € 27 | € 659 | ▲ € 632 |
| Retained profit | € -190,234 | € -232,385 | € -275,178 | € -327,084 | ▼ € 51,906 |
| Balance sheet total | € 3,223 | € 2,365 | € 2,228 | € 5,690 | ▲ 155% |
Key figures of AMARD ASSET MANAGEMENT, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to AMARD ASSET MANAGEMENT?
What happened at AMARD ASSET MANAGEMENT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 22,265. filed late Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Elsene. KBO
- Vincent CLAESSENS became a director. NBB
In short
From € 28,162 loss in 2021 to € 22,265 loss in 2025.
A new publication or filing at AMARD ASSET MANAGEMENT? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind AMARD ASSET MANAGEMENT is Vincent CLAESSENS.
Directors
According to the 2025 annual accounts
Vincent CLAESSENS
Director
since 2009
Establishments
Establishment units
Physical locations of this company
Generaal Jacqueslaan 172
1050 Elsene
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0812.050.049
- VAT number
- BE 0812.050.049
- Registered office
- Generaal Jacqueslaan 172, 1050 Elsene
- Names & denominations
- AMARD ASSET MANAGEMENT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 June 2009
- Peppol
- Not registered
- Activities · NACE
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