Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 43 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SJF CONSULTING from Brussel, company number BE0811552280, closed financial year 2025 with a result of € -38,402 after tax. For that financial year SJF CONSULTING recorded a gross margin of € -4,768 and equity of € 38,083. Compared with financial year 2024, the result moved from € -45,600 to € -38,402. The company made a loss. The buffer shrank hard: equity is 50 % below last year. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 29, 2026.
€ 38,083
▼ 50% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -38,402
▲ 16 % less loss than in 2024
Profit after tax over the fiscal year.
€ 11,838
▼ 42% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 31,783.
People and assets in 2025
€ 160
▼ 17% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 30,412
▼ 39% vs 2024
Loans from banks and other lenders, long and short.
€ 3,255
▲ 112% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 156,108 | € -11,539 | € -2,400 | € -4,768 | ▼ € 2,368 |
| Profit after taxes | € 96,064 | € -49,678 | € -45,600 | € -38,402 | ▲ € 7,198 |
| Equity | € 171,763 | € 122,085 | € 76,485 | € 38,083 | ▼ 50% |
| Total debts | € 308,554 | € 86,570 | € 51,878 | € 50,551 | ▼ 3% |
| Cash | € 165,923 | € 61,757 | € 20,416 | € 11,838 | ▼ 42% |
| Land & buildings | € 163,055 | € 130,807 | € 98,560 | € 66,312 | ▼ 33% |
| Retained profit | € 165,463 | € 115,785 | € 70,185 | € 31,783 | ▼ 55% |
| Dividend | € 165,000 | € 0 | € 0 | € 0 | |
| Bank debt | € 117,988 | € 84,031 | € 49,509 | € 30,412 | ▼ 39% |
| Balance sheet total | € 480,317 | € 208,655 | € 128,363 | € 88,634 | ▼ 31% |
Key figures of SJF CONSULTING, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SJF CONSULTING?
What happened at SJF CONSULTING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 38,402. filed late Source: NBB ↗
- Jon Friend became a director. NBB
- Siada El Ramly became a director. NBB
- New establishment in Brussel. KBO
- Start of the company according to the CBE. KBO
In short
From € 96,064 profit in 2022 to € 38,402 loss in 2025.
Paid € 28,649 in corporate taxes since 2022.
Best year ever: 2022, with € 96,064 profit.
Paid out € 165,000 in dividends to the owners in total.
A new publication or filing at SJF CONSULTING? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SJF CONSULTING are Jon Friend and Siada El Ramly.
Directors
According to the 2025 annual accounts
Jon Friend
Director
since 2019
Siada El Ramly
Director
since 2010
Establishments
Establishment units
Physical locations of this company
Filips de Goedestraat 51
1000 Brussel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0811.552.280
- VAT number
- BE 0811.552.280
- Registered office
- Filips de Goedestraat 51, 1000 Brussel
- Names & denominations
- SJF CONSULTING
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 May 2009
- Peppol
- Active · Active since 31 Oct 2025
- Activities · NACE
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