Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
IMMO B.C.V.G. from Saint-Ghislain, company number BE0811522487, closed financial year 2025 with a result of € 6,879 after tax. For that financial year IMMO B.C.V.G. recorded a gross margin of € 37,927 and equity of € 24,885. Compared with financial year 2024, the result moved from € -856 to € 6,879. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 22, 2026.
€ 24,885
▲ 38% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 6,879
▲ still € 856 loss in 2024
Profit after tax over the fiscal year.
€ 402
▲ € 357 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 6,285.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 248,808
▼ 12% vs 2024
€ 41,930 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 9,600
▲ € 7,225 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,353
▲ € 2,193 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 49,236 | € 48,363 | € 40,370 | € 37,927 | ▼ 6% |
| Profit after taxes | € 16,282 | € 15,404 | € -856 | € 6,879 | ▲ € 7,735 |
| Equity | € 3,458 | € 18,862 | € 18,006 | € 24,885 | ▲ 38% |
| Total debts | € 371,913 | € 332,358 | € 312,293 | € 290,118 | ▼ 7% |
| Cash | € 1,346 | € 106 | € 46 | € 402 | ▲ € 357 |
| Land & buildings | € 373,530 | € 351,114 | € 329,990 | € 314,601 | ▼ 5% |
| Retained profit | € -15,142 | € 262 | € -594 | € 6,285 | ▲ € 6,879 |
| Bank debt | € 346,507 | € 306,879 | € 283,205 | € 248,808 | ▼ 12% |
| Balance sheet total | € 375,371 | € 351,220 | € 330,299 | € 315,003 | ▼ 5% |
Key figures of IMMO B.C.V.G., fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to IMMO B.C.V.G.?
What happened at IMMO B.C.V.G. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 6,879. Source: NBB ↗
- Start of the company according to the CBE. KBO
In short
From € 16,282 profit in 2022 to € 6,879 profit in 2025.
Paid € 2,353 in corporate taxes since 2022.
Best year ever: 2022, with € 16,282 profit.
A new publication or filing at IMMO B.C.V.G.? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind IMMO B.C.V.G. is LOUISE-MARIE CONTRUCCI. LOUISE-MARIE CONTRUCCI is also behind B.V..
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Rue des Postes(B) 54
7331 Saint-Ghislain
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0811.522.487
- VAT number
- BE 0811.522.487
- Registered office
- Rue des Postes(B) 54, 7331 Saint-Ghislain
- Names & denominations
- IMMO B.C.V.G.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 May 2009
- Peppol
- Not registered