What does BUREAU MD ASSURANCES do?

BUREAU MD ASSURANCES is an insurance broker in Saint-Ghislain. Private Limited, started on 22 April 2009, 1 establishment.

What is the address of BUREAU MD ASSURANCES?

The registered office of BUREAU MD ASSURANCES is located at Rue des Volontaires de Guerre 10 box REZ A, 7330 Saint-Ghislain.

Is BUREAU MD ASSURANCES still active?

Yes. According to the CBE (30 October 2026) BUREAU MD ASSURANCES is active, legal situation “Normale toestand”, started on 22 April 2009.

Is BUREAU MD ASSURANCES registered on Peppol?

Yes, BUREAU MD ASSURANCES is registered on the Peppol network with ID 0208:0811469435.

What is the enterprise number of BUREAU MD ASSURANCES?

The enterprise number of BUREAU MD ASSURANCES is BE0811469435.

When was BUREAU MD ASSURANCES founded?

BUREAU MD ASSURANCES was founded on 22 April 2009.

Who are the directors of BUREAU MD ASSURANCES?

According to the 2024 annual accounts, the directors of BUREAU MD ASSURANCES are: Anastasia MICHETTI, Mauro MICHETTI.

Is BUREAU MD ASSURANCES a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 22 April 2009; 4 annual accounts filed, latest fiscal year 2024; 2 directors known from the annual account.

How much profit did BUREAU MD ASSURANCES make in 2024?

BUREAU MD ASSURANCES recorded a loss after taxes of € 10,317 in financial year 2024.

What is the revenue of BUREAU MD ASSURANCES?

As a small company, BUREAU MD ASSURANCES is not required to publish revenue in its annual accounts. In financial year 2024, its added value was € 84,263.

How much does an employee at BUREAU MD ASSURANCES earn?

The average wage cost per full-time employee at BUREAU MD ASSURANCES was € 48,900 in 2024: staff costs of € 92,907 for 1.9 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does BUREAU MD ASSURANCES have?

According to the 2024 annual accounts, BUREAU MD ASSURANCES has 1.9 full-time equivalents (FTE).

BUREAU MD ASSURANCES (Private Limited) - Saint-Ghislain

Dossier BUREAU MD ASSURANCES, printed on 30 October 2026 from databakkes.be/en/0811469435/bureau-md-assurances. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Figures corrected NBB

Corrected annual account filed for 2023.

Financials

Financial year 2024

BUREAU MD ASSURANCES from Saint-Ghislain, company number BE0811469435, closed financial year 2024 with a result of € -10,317 after tax. For that financial year BUREAU MD ASSURANCES recorded a gross margin of € 84,263 and equity of € 417,623. Compared with financial year 2023, the result moved from € 10,792 to € -10,317. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 10, 2025.

What it is worth Healthy

€ 417,623

▼ 2% vs 2023

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -10,317

▼ still € 10,792 profit in 2023

Profit after tax over the fiscal year.

Cash in the bank

€ 28

▼ 99% vs 2023

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 385,123.

People and assets in 2024

Full-time equivalents

1.9

▼ 0.1 vs 2023

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 92,907

▼ 2% vs 2023

€ 48,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2024

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 6,358

▲ 161% vs 2023

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 48,783

▼ 25% vs 2023

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2021	2022	2023	2024	Change 2023 → 2024
Revenue	€ 180,785 Revenue 2021: € 180,785 First fiscal year in the series	€ 185,799 Revenue 2022: € 185,799 ▲ 3% vs 2021 (€ 180,785) Favourable step	-	-
Gross margin	€ 132,509 Gross margin 2021: € 132,509 First fiscal year in the series	€ 144,762 Gross margin 2022: € 144,762 ▲ 9% vs 2021 (€ 132,509) Favourable step	€ 111,223 Gross margin 2023: € 111,223 ▼ 23% vs 2022 (€ 144,762) Unfavourable step	€ 84,263 Gross margin 2024: € 84,263 ▼ 24% vs 2023 (€ 111,223) Unfavourable step	▼ 24%
Profit after taxes	€ 66,342 Profit after taxes 2021: € 66,342 First fiscal year in the series	€ 83,556 Profit after taxes 2022: € 83,556 ▲ 26% vs 2021 (€ 66,342) Favourable step	€ 10,792 Profit after taxes 2023: € 10,792 ▼ 87% vs 2022 (€ 83,556) Unfavourable step	€ -10,317 Profit after taxes 2024: € -10,317 ▼ € 21,109 vs 2023 (€ 10,792) Unfavourable step	▼ € 21,109
Equity	€ 333,592 Equity 2021: € 333,592 First fiscal year in the series	€ 417,148 Equity 2022: € 417,148 ▲ 25% vs 2021 (€ 333,592) Favourable step	€ 427,940 Equity 2023: € 427,940 ▲ 3% vs 2022 (€ 417,148) Favourable step	€ 417,623 Equity 2024: € 417,623 ▼ 2% vs 2023 (€ 427,940) Unfavourable step	▼ 2%
Total debts	€ 85,615 Total debts 2021: € 85,615 First fiscal year in the series	€ 80,407 Total debts 2022: € 80,407 ▼ 6% vs 2021 (€ 85,615) Favourable step	€ 90,484 Total debts 2023: € 90,484 ▲ 13% vs 2022 (€ 80,407) Unfavourable step	€ 78,121 Total debts 2024: € 78,121 ▼ 14% vs 2023 (€ 90,484) Favourable step	▼ 14%
Cash	€ 8,422 Cash 2021: € 8,422 First fiscal year in the series	€ 36,716 Cash 2022: € 36,716 ▲ € 28,295 vs 2021 (€ 8,422) Favourable step	€ 2,109 Cash 2023: € 2,109 ▼ 94% vs 2022 (€ 36,716) Unfavourable step	€ 28 Cash 2024: € 28 ▼ 99% vs 2023 (€ 2,109) Unfavourable step	▼ 99%
Retained profit	€ 301,092 Retained profit 2021: € 301,092 First fiscal year in the series	€ 384,648 Retained profit 2022: € 384,648 ▲ 28% vs 2021 (€ 301,092) Favourable step	€ 395,440 Retained profit 2023: € 395,440 ▲ 3% vs 2022 (€ 384,648) Favourable step	€ 385,123 Retained profit 2024: € 385,123 ▼ 3% vs 2023 (€ 395,440) Unfavourable step	▼ 3%
Balance sheet total	€ 419,207 Balance sheet total 2021: € 419,207 First fiscal year in the series	€ 497,555 Balance sheet total 2022: € 497,555 ▲ 19% vs 2021 (€ 419,207) Unchanged	€ 518,424 Balance sheet total 2023: € 518,424 ▲ 4% vs 2022 (€ 497,555) Unchanged	€ 495,744 Balance sheet total 2024: € 495,744 ▼ 4% vs 2023 (€ 518,424) Unchanged	▼ 4%
Employees (FTE)	0.7 Employees (FTE) 2021: 0.7 First fiscal year in the series	0.6 Employees (FTE) 2022: 0.6 ▼ 0.1 vs 2021 (0.7) Unchanged	2 Employees (FTE) 2023: 2 ▲ 1.4 vs 2022 (0.6) Unchanged	1.9 Employees (FTE) 2024: 1.9 ▼ 0.1 vs 2023 (2) Unchanged	▼ 0.1

Key figures of BUREAU MD ASSURANCES, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.

What happened to BUREAU MD ASSURANCES?

What happened at BUREAU MD ASSURANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Sep 10, 2025 New annual accounts for financial year 2024: loss of € 10,317 (▼ € 21,109 vs 2023). filed late Source: NBB ↗
Jul 1, 2009 New establishment in Saint-Ghislain. KBO
Apr 22, 2009 Start of the company according to the CBE. KBO

In short

From € 66,342 profit in 2021 to € 10,317 loss in 2024.

Paid € 60,410 in corporate taxes since 2021.

Best year ever: 2022, with € 83,556 profit.

On average € 44,300 of value added per employee in 2024.

Original PDFs at the National Bank ↗

Management

INTER IMMO VAD SA 90%

BUREAU MD ASSURANCES SRL 10%

BUREAU MD ASSURANCES

Behind BUREAU MD ASSURANCES are Anastasia MICHETTI and Mauro MICHETTI. The shares are held by INTER IMMO VAD SA (90%) and BUREAU MD ASSURANCES SRL (10%).

Directors

According to the 2024 annual accounts

Anastasia MICHETTI

Director

Mauro MICHETTI

Director

Also active at: Régie communale autonome Saint-Ghislain Sports

Shareholders

INTER IMMO VAD SA

90%

BUREAU MD ASSURANCES SRL

10%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Rue des Volontaires de Guerre 10 box REZ A

7330 Saint-Ghislain

2.178.050.965

Rue des Volontaires de Guerre 10 box RZ A

7330 Saint-Ghislain

Active since 1 July 2009

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

Inter Immo LMM - AIP

€ -388 gross margin · 2024

INTER IMMO VAD same network

€ 34,200 revenue · 2024

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0811.469.435
VAT number: BE 0811.469.435
Registered office: Rue des Volontaires de Guerre 10 bus REZ A, 7330 Saint-Ghislain
Names & denominations: BUREAU MD ASSURANCES
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 22 April 2009
Peppol: Active · Active since 23 Dec 2025
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗