Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 63 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FOTOMARKT from Tienen, company number BE0811448451, closed financial year 2025 with a result of € 52,593 after tax. For that financial year FOTOMARKT recorded a gross margin of € 298,939 and equity of € 170,780. Compared with financial year 2024, the result moved from € 73,759 to € 52,593. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 31, 2025.
€ 170,780
▲ 45% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 52,593
▼ 29% vs 2024
Profit after tax over the fiscal year.
€ 9,655
▼ 87% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 164,580.
People and assets in 2025
4.5
▲ 1.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 209,129
▲ 28% vs 2024
€ 46,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 11,809
▲ € 9,850 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 274,903
▲ 182% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 68,174
▲ 29% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 190,963 | € 183,013 | € 276,997 | € 298,939 | ▲ 8% |
| Profit after taxes | € 55,563 | € -151,151 | € 73,759 | € 52,593 | ▼ 29% |
| Equity | € 335,579 | € 184,428 | € 118,187 | € 170,780 | ▲ 45% |
| Total debts | € 205,464 | € 252,402 | € 213,540 | € 343,077 | ▲ 61% |
| Cash | € 90,347 | € 90,483 | € 76,298 | € 9,655 | ▼ 87% |
| Land & buildings | € 30,821 | € 35,423 | € 27,060 | € 31,840 | ▲ 18% |
| Retained profit | € 329,379 | € 178,228 | € 111,987 | € 164,580 | ▲ 47% |
| Dividend | € 0 | € 0 | € 140,000 | € 0 | ▼ 100% |
| Bank debt | € 35,102 | € 90,794 | € 50,049 | € 0 | ▼ 100% |
| Balance sheet total | € 541,043 | € 436,830 | € 331,726 | € 513,856 | ▲ 55% |
| Employees (FTE) | - | 3.2 | 3.2 | 4.5 | ▲ 1.3 |
Key figures of FOTOMARKT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to FOTOMARKT?
What happened at FOTOMARKT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 52,593 (▼ 29% vs 2024). Source: NBB ↗
- New establishment in Tienen. KBO
- Peter DE BONDT became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 55,563 profit in 2022 to € 52,593 profit in 2025.
Paid € 75,760 in corporate taxes since 2022.
Best year ever: 2024, with € 73,759 profit.
On average € 66,400 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FOTOMARKT are Peter DE BONDT and Agneta ROGGEMANS. The shares are held by Peter De Bondt and Agneta Roggemans.
Directors
According to the 2025 annual accounts
Peter DE BONDT
Director
Is a shareholder
since 2009
Agneta ROGGEMANS
Director
Is a shareholder
Shareholders
Peter De Bondt · director
Agneta Roggemans · director
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Leuvensestraat 34
3300 Tienen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0811.448.451
- VAT number
- BE 0811.448.451
- Registered office
- Leuvensestraat 34, 3300 Tienen
- Names & denominations
- FOTOMARKT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 April 2009
- Peppol
- Active · Active since 11 Sept 2025
- Activities · NACE
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