Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 22 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Art' et Zen Immo from Quiévrain, company number BE0811317502, closed financial year 2025 with a result of € 5,730 after tax. For that financial year Art' et Zen Immo recorded a gross margin of € 21,076 and equity of € 101,429. Compared with financial year 2024, the result moved from € -4,351 to € 5,730. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ 101,429
▲ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 5,730
▲ still € 4,351 loss in 2024
Profit after tax over the fiscal year.
€ 36,098
▲ € 35,787 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 2,429.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 5,536
▼ 22% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 122,656
▼ 3% vs 2024
€ 91,035 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 738
▲ € 586 vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 17,146 | € 18,485 | € 11,381 | € 21,076 | ▲ 85% |
| Profit after taxes | € 14,464 | € 9,561 | € -4,351 | € 5,730 | ▲ € 10,081 |
| Equity | € 90,489 | € 100,050 | € 95,699 | € 101,429 | ▲ 6% |
| Total debts | € 120,255 | € 124,218 | € 209,000 | € 197,010 | ▼ 6% |
| Cash | € 6,022 | € 34,557 | € 312 | € 36,098 | ▲ € 35,787 |
| Land & buildings | € 202,630 | € 178,454 | € 238,600 | € 227,847 | ▼ 5% |
| Retained profit | € -8,511 | € 1,050 | € -3,301 | € 2,429 | ▲ € 5,730 |
| Bank debt | € 47,401 | € 43,999 | € 126,770 | € 122,656 | ▼ 3% |
| Balance sheet total | € 216,596 | € 229,870 | € 310,052 | € 303,543 | ▼ 2% |
Key figures of Art' et Zen Immo, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to Art' et Zen Immo?
What happened at Art' et Zen Immo in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 5,730. Source: NBB ↗
- New establishment in Quiévrain. KBO
- Start of the company according to the CBE. KBO
In short
From € 14,464 profit in 2022 to € 5,730 profit in 2025.
Best year ever: 2022, with € 14,464 profit.
Management
Behind Art' et Zen Immo is Romina Carminatti.
Directors
According to the 2025 annual accounts
Romina Carminatti
Director
Establishments
Establishment units
Physical locations of this company
Avenue des Saules 32
7380 Quiévrain
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0811.317.502
- VAT number
- BE 0811.317.502
- Registered office
- Avenue des Saules 32, 7380 Quiévrain
- Names & denominations
- Art' et Zen Immo
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 April 2009
- Peppol
- Not registered