Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 14 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FG-Software from Temse, company number BE0810589507, closed financial year 2025 with a result of € 8,566 after tax. For that financial year FG-Software recorded a gross margin of € 253,586 and equity of € 50,646. Compared with financial year 2024, the result moved from € -73,030 to € 8,566. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 19, 2026.
€ 50,646
▲ 20% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 8,566
▲ still € 73,030 loss in 2024
Profit after tax over the fiscal year.
€ 11,629
▼ 60% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 44,446.
People and assets in 2025
1.6
▼ 2.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 138,114
▼ 54% vs 2024
€ 86,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,777
▼ 59% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 94,443
▲ 5% vs 2024
Loans from banks and other lenders, long and short.
€ 20,131
▼ 4% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 343
▼ 99% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 123,757 | € 208,329 | € 306,310 | € 253,586 | ▼ 17% |
| Profit after taxes | € 10,167 | € 20,689 | € -73,030 | € 8,566 | ▲ € 81,596 |
| Equity | € 94,421 | € 115,110 | € 42,080 | € 50,646 | ▲ 20% |
| Total debts | € 240,436 | € 126,821 | € 225,411 | € 314,149 | ▲ 39% |
| Cash | € 61,835 | € 31,372 | € 29,086 | € 11,629 | ▼ 60% |
| Retained profit | € 88,221 | € 108,910 | € 35,880 | € 44,446 | ▲ 24% |
| Bank debt | € 148,574 | € 85,663 | € 89,946 | € 94,443 | ▲ 5% |
| Balance sheet total | € 334,857 | € 241,932 | € 267,491 | € 364,795 | ▲ 36% |
| Employees (FTE) | 1 | 2 | 3.9 | 1.6 | ▼ 2.3 |
Key figures of FG-Software, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FG-Software?
What happened at FG-Software in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 8,566. Source: NBB ↗
- I-Need became a director. NBB
- Vicky Nies became a director. NBB
- New establishment in Temse. KBO
- Start of the company according to the CBE. KBO
In short
From € 10,167 profit in 2022 to € 8,566 profit in 2025.
Paid € 376 in corporate taxes since 2022.
Best year ever: 2023, with € 20,689 profit.
On average € 158,500 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of C-Tech Holding, CORDEEL GROUP comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
FG-SoftwareBehind FG-Software are I-Need and Vicky Nies. The shares are held by C-Tech Holding (50%) and CORDEEL GROUP (50%).
Directors
According to the 2025 annual accounts
Director · represented by Erik Groes
Also active at: NLT-Pivaco Group, FOLLAETS PAINTING, G2G Invest, FLYWEL
since 2025
Vicky Nies
Director
since 2020
Shareholders
50%
50%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Frank Van Dyckelaan 14
9140 Temse
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
AMAZON-02 - Amazon.com, Inc., US
Domain
Domain
forgrowth-hq.com
Registered
2021-12-15
Registrar
Combell NV
Expires
2026-12-15
Website info
Features
Security
Network
Details
- Company number
- 0810.589.507
- VAT number
- BE 0810.589.507
- Registered office
- Frank Van Dyckelaan 14, 9140 Temse
- Names & denominations
- FG-Software
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 March 2009
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
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