Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 18 % of short-term debt in 2025; threshold 65 %.
-
Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
JF & CO from Trois-Ponts, company number BE0810412036, closed financial year 2025 with a result of € 17,898 after tax. For that financial year JF & CO recorded revenue of € 252,152 and equity of € -6,711. Compared with financial year 2024, the result moved from € -10,318 to € 17,898. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 5, 2026.
€ -6,711
▲ € 17,898 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 17,898
▲ still € 10,318 loss in 2024
Profit after tax over the fiscal year.
€ 28,741
▲ 30% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -12,911.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 8,511
▼ 68% vs 2024
No payroll staff. An amount this small is usually a social contribution or pension premium for the director, booked under staff costs.
€ 16,693
▼ 27% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 9,699
▼ 43% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 75,337
▲ 6% vs 2024
Taxes, VAT and social contributions still to pay.
| 2021 | 2022 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | - | - | € 219,821 | € 252,152 | ▲ 15% |
| Gross margin | € 59,596 | € 76,084 | € 31,304 | € 41,174 | ▲ 32% |
| Profit after taxes | € 5,294 | € 18,225 | € -10,318 | € 17,898 | ▲ € 28,216 |
| Equity | € -40,328 | € -22,103 | € -24,608 | € -6,711 | ▲ € 17,898 |
| Total debts | € 201,396 | € 180,889 | € 199,310 | € 162,086 | ▼ 19% |
| Cash | - | € 7,247 | € 22,046 | € 28,741 | ▲ 30% |
| Land & buildings | € 79,222 | € 78,122 | € 71,668 | € 68,983 | ▼ 4% |
| Retained profit | € -46,528 | € -28,303 | € -30,808 | € -12,911 | ▲ € 17,898 |
| Bank debt | € 4,510 | € 0 | € 12,854 | € 0 | ▼ 100% |
| Balance sheet total | € 161,069 | € 158,786 | € 174,701 | € 155,375 | ▼ 11% |
Key figures of JF & CO, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to JF & CO?
What happened at JF & CO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 17,898. filed late Source: NBB ↗
- New establishment in Spa. KBO
- New establishment in Trois-Ponts. KBO
- New establishment in Spa. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,294 profit in 2021 to € 17,898 profit in 2025.
Paid € 1,315 in corporate taxes since 2021.
Best year ever: 2022, with € 18,225 profit.
Management
Behind JF & CO is Farid Jaborkhel.
Directors
According to the 2025 annual accounts
Farid Jaborkhel
Administrator-manager
Establishments
Establishment units
Physical locations of this company
Rue du Centre 4
4980 Trois-Ponts
Rue Albin Body 10
4900 Spa
Active since 31 March 2009
Avenue Reine Astrid 28
4900 Spa
Active since 1 January 2020
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0810.412.036
- VAT number
- BE 0810.412.036
- Registered office
- Rue du Centre 4, 4980 Trois-Ponts
- Names & denominations
- JF & CO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 March 2009
- Peppol
- Not registered
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 100 m² en minder dan 400 m²)