Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 20 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
DEVISÉ C&K from Tongeren-Borgloon, company number BE0810060262, closed financial year 2025 with a result of € -145,090 after tax. For that financial year DEVISÉ C&K recorded a gross margin of € 427,986 and equity of € 180,709. Compared with financial year 2024, the result moved from € 7,909 to € -145,090. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on December 9, 2025.
€ 180,709
▼ 45% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -145,090
▼ still € 7,909 profit in 2024
Profit after tax over the fiscal year.
€ 15,698
▼ 45% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 30,709.
People and assets in 2025
8.3
▲ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 455,810
▲ 8% vs 2024
€ 54,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 59,930
▼ 35% vs 2024
Of which on lease € 8,646.
Debts at end 2025
€ 634,391
▼ 24% vs 2024
€ 197,621 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 845,228
▼ 11% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 186,206
▲ 78% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 367,972 | € 386,924 | € 549,027 | € 427,986 | ▼ 22% |
| Profit after taxes | € -61,236 | € -32,054 | € 7,909 | € -145,090 | ▼ € 152,999 |
| Equity | € 349,944 | € 317,890 | € 325,799 | € 180,709 | ▼ 45% |
| Total debts | € 1,570,160 | € 1,734,722 | € 1,950,225 | € 1,815,641 | ▼ 7% |
| Cash | € 22,935 | € 17,510 | € 28,320 | € 15,698 | ▼ 45% |
| Retained profit | € 199,944 | € 167,890 | € 175,799 | € 30,709 | ▼ 83% |
| Bank debt | € 686,266 | € 849,658 | € 830,245 | € 634,391 | ▼ 24% |
| Balance sheet total | € 1,920,104 | € 2,052,612 | € 2,276,024 | € 1,996,350 | ▼ 12% |
| Employees (FTE) | 9.7 | 8.3 | 8.2 | 8.3 | ▲ 0.1 |
Key figures of DEVISÉ C&K, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to DEVISÉ C&K?
What happened at DEVISÉ C&K in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 145,090 (▼ € 152,999 vs 2024). Source: NBB ↗
- New establishment in Tongeren-Borgloon. KBO
- Start of the company according to the CBE. KBO
In short
From € 61,236 loss in 2022 to € 145,090 loss in 2025.
Paid € 1,095 in corporate taxes since 2022.
Best year ever: 2024, with € 7,909 profit.
On average € 51,600 of value added per employee in 2025.
Management
The stake of VE & DE BEHEER comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
DEVISÉ C&KBehind DEVISÉ C&K are Kristel, Leonie, Martine DEVISE and VE&DE BEHEER BV. The shares are held by VE & DE BEHEER (50%).
Directors
According to the 2025 annual accounts
Kristel, Leonie, Martine DEVISE
Director
Director · represented by Eric VANWESEMAEL
Shareholders
50%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Bilterweg 26
3840 Tongeren-Borgloon
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0810.060.262
- VAT number
- BE 0810.060.262
- Registered office
- Bilterweg 26, 3840 Tongeren-Borgloon
- Names & denominations
- DEVISÉ C&K
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 February 2009
- Peppol
- Active · Active since 3 Nov 2025
- Activities · NACE
Groothandel in machines, werktuigen en toebehoren voor de landbouw
Groothandel in gereedschapswerktuigen
Reparatie en onderhoud van machines
Detailhandel in bloemen, planten, zaden en kunstmeststoffen