Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 6 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
ASSURIM CONSEIL from Waremme, company number BE0809487368, closed financial year 2026 with a result of € 89,142 after tax. For that financial year ASSURIM CONSEIL recorded a gross margin of € 420,174 and equity of € 488,168. Compared with financial year 2025, the result moved from € 46,038 to € 89,142. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 8, 2026.
€ 488,168
▲ 22% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 89,142
▲ 94% vs 2025
Profit after tax over the fiscal year.
€ 0
Cash and bank balances on the last day of the fiscal year.
€ 859 paid out
1 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2026
€ 143,807
▲ 7% vs 2025
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 408
▼ 99% vs 2025
Book value of vehicles, furniture and equipment.
Debts at end 2026
€ 1.2 million
▼ 9% vs 2025
€ 133,813 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 24,930
▼ 71% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 65,195
▲ 143% vs 2025
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 353,775 | € 367,237 | € 379,376 | € 420,174 | ▲ 11% |
| Profit after taxes | € 10,223 | € 17,047 | € 46,038 | € 89,142 | ▲ 94% |
| Equity | € 338,493 | € 354,706 | € 399,885 | € 488,168 | ▲ 22% |
| Total debts | € 1,659,439 | € 1,632,340 | € 1,527,497 | € 1,310,857 | ▼ 14% |
| Land & buildings | € 874,024 | € 825,660 | € 1,820,994 | € 1,729,897 | ▼ 5% |
| Retained profit | € 318,033 | € 334,246 | € 379,425 | € 467,708 | ▲ 23% |
| Dividend | € 800 | € 833 | € 859 | € 859 | |
| Bank debt | € 1,553,738 | € 1,442,528 | € 1,342,334 | € 1,216,126 | ▼ 9% |
| Balance sheet total | € 1,997,932 | € 1,987,047 | € 1,927,382 | € 1,799,025 | ▼ 7% |
Key figures of ASSURIM CONSEIL, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 30 January 2028.
What happened to ASSURIM CONSEIL?
What happened at ASSURIM CONSEIL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: profit of € 89,142 (▲ 94% vs 2025). Source: NBB ↗
- New establishment in Oreye. KBO
- Start of the company according to the CBE. KBO
In short
From € 10,223 profit in 2023 to € 89,142 profit in 2026.
Paid € 69,904 in corporate taxes since 2023.
Best year ever: 2026, with € 89,142 profit.
Paid out € 3,351 in dividends to the owners in total.
Management
Behind ASSURIM CONSEIL is Michael MISSAIRE.
Directors
According to the 2026 annual accounts
Michael MISSAIRE
Director
Establishments
Establishment units
Physical locations of this company
Rue Joseph Nicolas 14 box D
4300 Waremme
Rue L. Maréchal 188
4360 Oreye
Active since 1 July 2009
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0809.487.368
- VAT number
- BE 0809.487.368
- Registered office
- Rue Joseph Nicolas 14 bus D, 4300 Waremme
- Names & denominations
- ASSURIM CONSEIL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 January 2009
- Peppol
- Active · Active since 24 Sept 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen