Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FINANCE 4 YOU from Kampenhout, company number BE0809267931, closed financial year 2025 with a result of € 158,872 after tax. For that financial year FINANCE 4 YOU recorded a gross margin of € 266,680 and equity of € -126,447. Compared with financial year 2024, the result moved from € 6,513 to € 158,872. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 29, 2026.
€ -126,447
▲ € 158,872 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 158,872
▲ € 152,359 vs 2024
Profit after tax over the fiscal year.
€ 8,601
▲ 9% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -171,447.
People and assets in 2025
€ 287
▼ 67% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 242,321
▼ 9% vs 2024
€ 24,465 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 7,095
▼ 36% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 350
▲ 100% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -4,766 | € -11,337 | € 103,225 | € 266,680 | ▲ 158% |
| Profit after taxes | € -75,634 | € -91,623 | € 6,513 | € 158,872 | ▲ € 152,359 |
| Equity | € -200,209 | € -291,832 | € -285,319 | € -126,447 | ▲ € 158,872 |
| Total debts | € 672,809 | € 713,959 | € 798,289 | € 574,397 | ▼ 28% |
| Cash | € 8,856 | € 6,189 | € 7,924 | € 8,601 | ▲ 9% |
| Land & buildings | € 185,558 | € 176,184 | € 191,770 | € 167,059 | ▼ 13% |
| Retained profit | € -245,209 | € -336,832 | € -330,319 | € -171,447 | ▲ € 158,872 |
| Bank debt | € 345,669 | € 301,042 | € 266,786 | € 242,321 | ▼ 9% |
| Balance sheet total | € 472,600 | € 422,127 | € 512,969 | € 447,950 | ▼ 13% |
Key figures of FINANCE 4 YOU, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to FINANCE 4 YOU?
What happened at FINANCE 4 YOU in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 158,872 (▲ € 152,359 vs 2024). Source: NBB ↗
- KEVIN DE VLEESSCHOUWER became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Kampenhout. KBO
In short
From € 75,634 loss in 2022 to € 158,872 profit in 2025.
Paid € 830 in corporate taxes since 2022.
Best year ever: 2025, with € 158,872 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FINANCE 4 YOU is KEVIN DE VLEESSCHOUWER.
Directors
According to the 2025 annual accounts
KEVIN DE VLEESSCHOUWER
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Meerlaan 5
1910 Kampenhout
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0809.267.931
- VAT number
- BE 0809.267.931
- Registered office
- Meerlaan 5, 1910 Kampenhout
- Names & denominations
- FINANCE 4 YOU
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 January 2009
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
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