FINEZ is registered with the CBE as active in: Activiteiten van holdings. Private Limited, started on 18 December 2008, 1 establishment.

What is the address of FINEZ?

The registered office of FINEZ is located at Seypstraat 64, 3130 Begijnendijk.

Is FINEZ still active?

Yes. According to the CBE (29 October 2026) FINEZ is active, legal situation “Normale toestand”, started on 18 December 2008.

Is FINEZ registered on Peppol?

Yes, FINEZ is registered on the Peppol network with ID 0208:0808586060.

What is the enterprise number of FINEZ?

The enterprise number of FINEZ is BE0808586060.

When was FINEZ founded?

FINEZ was founded on 18 December 2008.

Who are the directors of FINEZ?

According to the 2025 annual accounts, the directors of FINEZ are: OLIVIER SERMEUS, INEZ GHISLAINE GILBERTE MESTDAGH.

Is FINEZ a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 18 December 2008; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did FINEZ make in 2025?

FINEZ posted a profit after taxes of € 77,886 in financial year 2025.

What is the revenue of FINEZ?

As a small company, FINEZ is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 334,466.

FINEZ (Private Limited) - Begijnendijk - BE0808586060

Dossier FINEZ, printed on 29 October 2026 from databakkes.be/en/0808586060/finez. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Figures corrected NBB

Corrected annual account filed for 2022.

Financials

Financial year 2025

FINEZ from Begijnendijk, company number BE0808586060, closed financial year 2025 with a result of € 77,886 after tax. For that financial year FINEZ recorded a gross margin of € 334,466 and equity of € 922,437. Compared with financial year 2024, the result moved from € 66,525 to € 77,886. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.

What it is worth Growing

€ 922,437

▲ 9% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 77,886

▲ 17% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 197,171

▼ 15% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 1,718 paid out

2 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Vehicles and equipment

€ 87,156

▼ 29% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 7 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 1.1 million

▼ 13% vs 2024

€ 152,698 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.

Owed to suppliers

€ 155,001

▲ 7% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 72,271

▼ 18% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 387,746 Gross margin 2022: € 387,746 First fiscal year in the series	€ 457,192 Gross margin 2023: € 457,192 ▲ 18% vs 2022 (€ 387,746) Favourable step	€ 332,247 Gross margin 2024: € 332,247 ▼ 27% vs 2023 (€ 457,192) Unfavourable step	€ 334,466 Gross margin 2025: € 334,466 ▲ 1% vs 2024 (€ 332,247) Favourable step	▲ 1%
Profit after taxes	€ 148,422 Profit after taxes 2022: € 148,422 First fiscal year in the series	€ 136,245 Profit after taxes 2023: € 136,245 ▼ 8% vs 2022 (€ 148,422) Unfavourable step	€ 66,525 Profit after taxes 2024: € 66,525 ▼ 51% vs 2023 (€ 136,245) Unfavourable step	€ 77,886 Profit after taxes 2025: € 77,886 ▲ 17% vs 2024 (€ 66,525) Favourable step	▲ 17%
Equity	€ 646,699 Equity 2022: € 646,699 First fiscal year in the series	€ 781,344 Equity 2023: € 781,344 ▲ 21% vs 2022 (€ 646,699) Favourable step	€ 846,269 Equity 2024: € 846,269 ▲ 8% vs 2023 (€ 781,344) Favourable step	€ 922,437 Equity 2025: € 922,437 ▲ 9% vs 2024 (€ 846,269) Favourable step	▲ 9%
Total debts	€ 2,062,791 Total debts 2022: € 2,062,791 First fiscal year in the series	€ 1,662,901 Total debts 2023: € 1,662,901 ▼ 19% vs 2022 (€ 2,062,791) Favourable step	€ 1,665,794 Total debts 2024: € 1,665,794 Unchanged (€ 1,662,901) Unfavourable step	€ 1,488,649 Total debts 2025: € 1,488,649 ▼ 11% vs 2024 (€ 1,665,794) Favourable step	▼ 11%
Cash	€ 64,765 Cash 2022: € 64,765 First fiscal year in the series	€ 77,973 Cash 2023: € 77,973 ▲ 20% vs 2022 (€ 64,765) Favourable step	€ 232,422 Cash 2024: € 232,422 ▲ 198% vs 2023 (€ 77,973) Favourable step	€ 197,171 Cash 2025: € 197,171 ▼ 15% vs 2024 (€ 232,422) Unfavourable step	▼ 15%
Land & buildings	€ 1,899,496 Land & buildings 2022: € 1,899,496 First fiscal year in the series	€ 1,819,552 Land & buildings 2023: € 1,819,552 ▼ 4% vs 2022 (€ 1,899,496) Unchanged	€ 1,792,294 Land & buildings 2024: € 1,792,294 ▼ 1% vs 2023 (€ 1,819,552) Unchanged	€ 1,661,204 Land & buildings 2025: € 1,661,204 ▼ 7% vs 2024 (€ 1,792,294) Unchanged	▼ 7%
Retained profit	€ 628,299 Retained profit 2022: € 628,299 First fiscal year in the series	€ 762,944 Retained profit 2023: € 762,944 ▲ 21% vs 2022 (€ 628,299) Favourable step	€ 827,869 Retained profit 2024: € 827,869 ▲ 9% vs 2023 (€ 762,944) Favourable step	€ 904,037 Retained profit 2025: € 904,037 ▲ 9% vs 2024 (€ 827,869) Favourable step	▲ 9%
Dividend	€ 1,600 Dividend 2022: € 1,600 First fiscal year in the series	€ 1,600 Dividend 2023: € 1,600 Unchanged (€ 1,600) Unchanged	€ 1,600 Dividend 2024: € 1,600 Unchanged (€ 1,600) Unchanged	€ 1,718 Dividend 2025: € 1,718 ▲ 7% vs 2024 (€ 1,600) Unchanged	▲ 7%
Bank debt	€ 1,413,287 Bank debt 2022: € 1,413,287 First fiscal year in the series	€ 1,349,917 Bank debt 2023: € 1,349,917 ▼ 4% vs 2022 (€ 1,413,287) Favourable step	€ 1,226,876 Bank debt 2024: € 1,226,876 ▼ 9% vs 2023 (€ 1,349,917) Favourable step	€ 1,067,738 Bank debt 2025: € 1,067,738 ▼ 13% vs 2024 (€ 1,226,876) Favourable step	▼ 13%
Balance sheet total	€ 2,709,490 Balance sheet total 2022: € 2,709,490 First fiscal year in the series	€ 2,444,245 Balance sheet total 2023: € 2,444,245 ▼ 10% vs 2022 (€ 2,709,490) Unchanged	€ 2,512,063 Balance sheet total 2024: € 2,512,063 ▲ 3% vs 2023 (€ 2,444,245) Unchanged	€ 2,411,086 Balance sheet total 2025: € 2,411,086 ▼ 4% vs 2024 (€ 2,512,063) Unchanged	▼ 4%

Key figures of FINEZ, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to FINEZ?

What happened at FINEZ in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 27, 2026 New annual accounts for financial year 2025: profit of € 77,886 (▲ 17% vs 2024). filed late Source: NBB ↗
2021 OLIVIER SERMEUS became a director. NBB
2021 INEZ GHISLAINE GILBERTE MESTDAGH became a director. NBB
Dec 19, 2008 New establishment in Begijnendijk. KBO
Dec 18, 2008 Start of the company according to the CBE. KBO

In short

From € 148,422 profit in 2022 to € 77,886 profit in 2025.

Paid € 149,974 in corporate taxes since 2022.

Best year ever: 2022, with € 148,422 profit.

Paid out € 6,518 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

OLIVIER SERMEUS

INEZ GHISLAINE GILBERTE MESTDAGH

FINEZ

EURO SERVICE HEATING 99%

Behind FINEZ are OLIVIER SERMEUS and INEZ GHISLAINE GILBERTE MESTDAGH. It owns 99% of EURO SERVICE HEATING itself.

Directors

According to the 2025 annual accounts

OLIVIER SERMEUS

Director

Also active at: Korean Motor Company, EURO SERVICE HEATING

since 2021

INEZ GHISLAINE GILBERTE MESTDAGH

Director

Also active at: GEARHEAD

since 2021

Establishments

Establishment units

Physical locations of this company

Registered office

Seypstraat 64

3130 Begijnendijk

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

HORSE-CONSULTING

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0808.586.060

VAT number

BE 0808.586.060

Registered office

Seypstraat 64, 3130 Begijnendijk

Names & denominations

FINEZ

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

18 December 2008

Peppol

Active · Active since 22 Oct 2025

Activities · NACE

Activiteiten van holdings

Holdings

Wassen en poetsen van motorvoertuigen

View on CBE Public ↗ Annual accounts (NBB) ↗

FINEZ

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Financials

What happened to FINEZ?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions