Financials
Financial year 2024
LENDERS ADVOCATEN from Antwerpen, company number BE0808336632, closed financial year 2024 with a result of € 97,767 after tax. For that financial year LENDERS ADVOCATEN recorded a gross margin of € 392,578 and equity of € 1.1 million. Compared with financial year 2023, the result moved from € 212,831 to € 97,767. The company is profitable. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 25, 2025.
€ 1.1 million
▼ 9% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 97,767
▼ 54% vs 2023
Profit after tax over the fiscal year.
€ 219,562
▼ 62% vs 2023
Cash and bank balances on the last day of the fiscal year.
€ 200,166 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2024
0.5
▼ 0.5 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 21,937
▼ 32% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 61,586
▲ 71% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 2.4 million
▼ 9% vs 2023
€ 121,971 is repaid this year. At this pace the long-term loan is gone in ≈ 20 years.
€ 142,785
▼ 20% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 14,806
▲ € 14,655 vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 362,586 | € 250,860 | € 487,918 | € 392,578 | ▼ 20% |
| Profit after taxes | € 199,469 | € 43,385 | € 212,831 | € 97,767 | ▼ 54% |
| Equity | € 1,364,727 | € 1,218,748 | € 1,193,827 | € 1,091,428 | ▼ 9% |
| Total debts | € 2,068,676 | € 2,772,484 | € 2,882,441 | € 2,607,017 | ▼ 10% |
| Cash | € 421,305 | € 367,599 | € 572,663 | € 219,562 | ▼ 62% |
| Land & buildings | € 977,075 | € 2,294,124 | € 2,269,593 | € 2,397,758 | ▲ 6% |
| Retained profit | € 1,352,327 | € 1,206,348 | € 1,181,427 | € 1,079,028 | ▼ 9% |
| Dividend | € 227,392 | € 189,364 | € 237,752 | € 200,166 | ▼ 16% |
| Bank debt | € 1,180,740 | € 2,600,694 | € 2,683,655 | € 2,434,522 | ▼ 9% |
| Balance sheet total | € 3,433,403 | € 3,991,232 | € 4,076,268 | € 3,698,446 | ▼ 9% |
| Employees (FTE) | - | 0.2 | 1 | 0.5 | ▼ 0.5 |
Key figures of LENDERS ADVOCATEN, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to LENDERS ADVOCATEN?
What happened at LENDERS ADVOCATEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 97,767 (▼ 54% vs 2023). filed late Source: NBB ↗
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
- New establishment in Zoersel. KBO
- Frederic Lenders became a director. NBB
In short
From € 199,469 profit in 2021 to € 97,767 profit in 2024.
Paid € 305,913 in corporate taxes since 2021.
Best year ever: 2023, with € 212,831 profit.
On average € 487,900 of value added per employee in 2023.
A new publication or filing at LENDERS ADVOCATEN? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind LENDERS ADVOCATEN is Frederic Lenders.
Directors
According to the 2024 annual accounts
Frederic Lenders
Director
since 2008
Establishments
Establishment units
Physical locations of this company
Jos Smolderenstraat 74 box 501
2000 Antwerpen
Oude Baan 17
2980 Zoersel
Active since 9 December 2008
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
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€ -4,496 gross margin · 2025
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€ 9,312 gross margin · 2025
Horizon Consulting
€ 161,394 gross margin · 2025
Dokter Goswin Onsia
€ 242,502 gross margin · 2025
ASEG
€ 371,957 gross margin · 2025
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0808.336.632
- VAT number
- BE 0808.336.632
- Registered office
- Jos Smolderenstraat 74 bus 501, 2000 Antwerpen
- Names & denominations
- LENDERS ADVOCATEN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 December 2008
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Activiteiten van advocaten