What does LENDERS ADVOCATEN do?

LENDERS ADVOCATEN is a law firm in Antwerpen. Private Limited, started on 11 December 2008, 2 establishments.

What is the address of LENDERS ADVOCATEN?

The registered office of LENDERS ADVOCATEN is located at Jos Smolderenstraat 74 box 501, 2000 Antwerpen.

Is LENDERS ADVOCATEN still active?

Yes. According to the CBE (29 October 2026) LENDERS ADVOCATEN is active, legal situation “Normale toestand”, started on 11 December 2008.

Is LENDERS ADVOCATEN registered on Peppol?

Yes, LENDERS ADVOCATEN is registered on the Peppol network with ID 0208:0808336632.

What is the enterprise number of LENDERS ADVOCATEN?

The enterprise number of LENDERS ADVOCATEN is BE0808336632.

When was LENDERS ADVOCATEN founded?

LENDERS ADVOCATEN was founded on 11 December 2008.

Who are the directors of LENDERS ADVOCATEN?

According to the 2025 annual accounts, the directors of LENDERS ADVOCATEN are: Frederic Lenders.

Is LENDERS ADVOCATEN a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 11 December 2008; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account; 2 establishments in the CBE.

How much profit did LENDERS ADVOCATEN make in 2025?

LENDERS ADVOCATEN posted a profit after taxes of € 315,879 in financial year 2025.

What is the revenue of LENDERS ADVOCATEN?

As a small company, LENDERS ADVOCATEN is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 905,194.

How much does an employee at LENDERS ADVOCATEN earn?

The average wage cost per full-time employee at LENDERS ADVOCATEN was € 32,300 in 2023: staff costs of € 32,323 for 1 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does LENDERS ADVOCATEN have?

According to the 2025 annual accounts, LENDERS ADVOCATEN has 0.7 full-time equivalents (FTE).

LENDERS ADVOCATEN (Private Limited) - Antwerpen

Dossier LENDERS ADVOCATEN, printed on 29 October 2026 from databakkes.be/en/0808336632/lenders-advocaten. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

LENDERS ADVOCATEN from Antwerpen, company number BE0808336632, closed financial year 2025 with a result of € 315,879 after tax. For that financial year LENDERS ADVOCATEN recorded a gross margin of € 905,194 and equity of € 1.1 million. Compared with financial year 2024, the result moved from € 97,767 to € 315,879. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.

What it is worth Growing

€ 1.1 million

▲ 1% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 315,879

▲ 223% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 246,257

▲ 12% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 299,735 paid out

95 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Full-time equivalents

0.7

▲ 0.2 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 33,783

▲ 54% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 60,938

▼ 1% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 18 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 2.4 million

▼ 1% vs 2024

€ 124,078 is repaid this year. At this pace the long-term loan is gone in ≈ 18 years.

Owed to suppliers

€ 117,829

▼ 17% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 123,681

▲ € 108,874 vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 250,860 Gross margin 2022: € 250,860 First fiscal year in the series	€ 487,918 Gross margin 2023: € 487,918 ▲ 94% vs 2022 (€ 250,860) Favourable step	€ 392,578 Gross margin 2024: € 392,578 ▼ 20% vs 2023 (€ 487,918) Unfavourable step	€ 905,194 Gross margin 2025: € 905,194 ▲ 131% vs 2024 (€ 392,578) Favourable step	▲ 131%
Profit after taxes	€ 43,385 Profit after taxes 2022: € 43,385 First fiscal year in the series	€ 212,831 Profit after taxes 2023: € 212,831 ▲ € 169,446 vs 2022 (€ 43,385) Favourable step	€ 97,767 Profit after taxes 2024: € 97,767 ▼ 54% vs 2023 (€ 212,831) Unfavourable step	€ 315,879 Profit after taxes 2025: € 315,879 ▲ 223% vs 2024 (€ 97,767) Favourable step	▲ 223%
Equity	€ 1,218,748 Equity 2022: € 1,218,748 First fiscal year in the series	€ 1,193,827 Equity 2023: € 1,193,827 ▼ 2% vs 2022 (€ 1,218,748) Unfavourable step	€ 1,091,428 Equity 2024: € 1,091,428 ▼ 9% vs 2023 (€ 1,193,827) Unfavourable step	€ 1,107,572 Equity 2025: € 1,107,572 ▲ 1% vs 2024 (€ 1,091,428) Favourable step	▲ 1%
Total debts	€ 2,772,484 Total debts 2022: € 2,772,484 First fiscal year in the series	€ 2,882,441 Total debts 2023: € 2,882,441 ▲ 4% vs 2022 (€ 2,772,484) Unfavourable step	€ 2,607,017 Total debts 2024: € 2,607,017 ▼ 10% vs 2023 (€ 2,882,441) Favourable step	€ 2,656,315 Total debts 2025: € 2,656,315 ▲ 2% vs 2024 (€ 2,607,017) Unfavourable step	▲ 2%
Cash	€ 367,599 Cash 2022: € 367,599 First fiscal year in the series	€ 572,663 Cash 2023: € 572,663 ▲ 56% vs 2022 (€ 367,599) Favourable step	€ 219,562 Cash 2024: € 219,562 ▼ 62% vs 2023 (€ 572,663) Unfavourable step	€ 246,257 Cash 2025: € 246,257 ▲ 12% vs 2024 (€ 219,562) Favourable step	▲ 12%
Land & buildings	€ 2,294,124 Land & buildings 2022: € 2,294,124 First fiscal year in the series	€ 2,269,593 Land & buildings 2023: € 2,269,593 ▼ 1% vs 2022 (€ 2,294,124) Unchanged	€ 2,397,758 Land & buildings 2024: € 2,397,758 ▲ 6% vs 2023 (€ 2,269,593) Unchanged	€ 2,345,688 Land & buildings 2025: € 2,345,688 ▼ 2% vs 2024 (€ 2,397,758) Unchanged	▼ 2%
Retained profit	€ 1,206,348 Retained profit 2022: € 1,206,348 First fiscal year in the series	€ 1,181,427 Retained profit 2023: € 1,181,427 ▼ 2% vs 2022 (€ 1,206,348) Unfavourable step	€ 1,079,028 Retained profit 2024: € 1,079,028 ▼ 9% vs 2023 (€ 1,181,427) Unfavourable step	€ 1,095,172 Retained profit 2025: € 1,095,172 ▲ 1% vs 2024 (€ 1,079,028) Favourable step	▲ 1%
Dividend	€ 189,364 Dividend 2022: € 189,364 First fiscal year in the series	€ 237,752 Dividend 2023: € 237,752 ▲ 26% vs 2022 (€ 189,364) Unchanged	€ 200,166 Dividend 2024: € 200,166 ▼ 16% vs 2023 (€ 237,752) Unchanged	€ 299,735 Dividend 2025: € 299,735 ▲ 50% vs 2024 (€ 200,166) Unchanged	▲ 50%
Bank debt	€ 2,600,694 Bank debt 2022: € 2,600,694 First fiscal year in the series	€ 2,683,655 Bank debt 2023: € 2,683,655 ▲ 3% vs 2022 (€ 2,600,694) Unfavourable step	€ 2,434,522 Bank debt 2024: € 2,434,522 ▼ 9% vs 2023 (€ 2,683,655) Favourable step	€ 2,412,383 Bank debt 2025: € 2,412,383 ▼ 1% vs 2024 (€ 2,434,522) Favourable step	▼ 1%
Balance sheet total	€ 3,991,232 Balance sheet total 2022: € 3,991,232 First fiscal year in the series	€ 4,076,268 Balance sheet total 2023: € 4,076,268 ▲ 2% vs 2022 (€ 3,991,232) Unchanged	€ 3,698,446 Balance sheet total 2024: € 3,698,446 ▼ 9% vs 2023 (€ 4,076,268) Unchanged	€ 3,763,887 Balance sheet total 2025: € 3,763,887 ▲ 2% vs 2024 (€ 3,698,446) Unchanged	▲ 2%
Employees (FTE)	0.2 Employees (FTE) 2022: 0.2 First fiscal year in the series	1 Employees (FTE) 2023: 1 ▲ 0.8 vs 2022 (0.2) Unchanged	0.5 Employees (FTE) 2024: 0.5 ▼ 0.5 vs 2023 (1) Unchanged	0.7 Employees (FTE) 2025: 0.7 ▲ 0.2 vs 2024 (0.5) Unchanged	▲ 0.2

Key figures of LENDERS ADVOCATEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to LENDERS ADVOCATEN?

What happened at LENDERS ADVOCATEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Sep 30, 2026 New annual accounts for financial year 2025: profit of € 315,879 (▲ 223% vs 2024). filed late Source: NBB ↗
Dec 23, 2011 New establishment in Antwerpen. KBO
Dec 11, 2008 Start of the company according to the CBE. KBO
Dec 9, 2008 New establishment in Zoersel. KBO
2008 Frederic Lenders became a director. NBB

In short

From € 43,385 profit in 2022 to € 315,879 profit in 2025.

Paid € 482,741 in corporate taxes since 2022.

Best year ever: 2025, with € 315,879 profit.

On average € 487,900 of value added per employee in 2023.

Original PDFs at the National Bank ↗

Management

Frederic Lenders

LENDERS ADVOCATEN

Behind LENDERS ADVOCATEN is Frederic Lenders.

Directors

According to the 2025 annual accounts

Frederic Lenders

Director

since 2008

Establishments

Establishment units

Physical locations of this company

Registered office

Jos Smolderenstraat 74 box 501

2000 Antwerpen

2.206.997.547

Oude Baan 17

2980 Zoersel

Active since 9 December 2008

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.

All companies at this address →

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+1 more

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0808.336.632
VAT number: BE 0808.336.632
Registered office: Jos Smolderenstraat 74 bus 501, 2000 Antwerpen
Names & denominations: LENDERS ADVOCATEN
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 11 December 2008
Peppol: Active · Active since 1 Jan 2001
Activities · NACE: Activiteiten van advocaten

View on CBE Public ↗ Annual accounts (NBB) ↗