Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 16 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CIOLA from Quévy, company number BE0808284469, closed financial year 2025 with a result of € 41,755 after tax. For that financial year CIOLA recorded a gross margin of € 112,283 and equity of € 269,678. Compared with financial year 2024, the result moved from € 39,043 to € 41,755. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.
€ 269,678
▲ 18% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 41,755
▲ 7% vs 2024
Profit after tax over the fiscal year.
€ 17,546
▼ 26% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 263,478.
People and assets in 2025
€ 35,934
▼ 30% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 184,788
▼ 15% vs 2024
€ 41,568 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 341
Supplier invoices still open on the last day of the fiscal year.
€ 3,264
▲ 29% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 106,478 | € 107,542 | € 110,700 | € 112,283 | ▲ 1% |
| Profit after taxes | € 37,983 | € 63,451 | € 39,043 | € 41,755 | ▲ 7% |
| Equity | € 125,429 | € 188,879 | € 227,922 | € 269,678 | ▲ 18% |
| Total debts | € 397,505 | € 383,145 | € 329,821 | € 262,264 | ▼ 20% |
| Cash | € 17,858 | € 28,895 | € 23,859 | € 17,546 | ▼ 26% |
| Land & buildings | € 421,083 | € 371,354 | € 363,946 | € 351,864 | ▼ 3% |
| Retained profit | € 119,229 | € 182,679 | € 221,722 | € 263,478 | ▲ 19% |
| Bank debt | € 247,695 | € 251,983 | € 217,180 | € 184,788 | ▼ 15% |
| Balance sheet total | € 522,934 | € 572,025 | € 557,743 | € 531,942 | ▼ 5% |
Key figures of CIOLA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CIOLA?
What happened at CIOLA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 41,755 (▲ 7% vs 2024). filed late Source: NBB ↗
- Nicole Ciola became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 37,983 profit in 2022 to € 41,755 profit in 2025.
Paid € 81,593 in corporate taxes since 2022.
Best year ever: 2023, with € 63,451 profit.
Management
Behind CIOLA is Nicole Ciola.
Directors
According to the 2025 annual accounts
Nicole Ciola
Director
since 2008
Establishments
Establishment units
Physical locations of this company
Rue de Sars(BLA) 1A
7040 Quévy
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0808.284.469
- VAT number
- BE 0808.284.469
- Registered office
- Rue de Sars(BLA) 1A, 7040 Quévy
- Names & denominations
- CIOLA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 December 2008
- Peppol
- Active · Active since 17 Dec 2025
- Contact
- [email protected]