Financials
Financial year 2025
BERFIN from Oostende, company number BE0808241612, closed financial year 2025 with a result of € 43,251 after tax. For that financial year BERFIN recorded a gross margin of € 729,245 and equity of € 6.8 million. Compared with financial year 2024, the result moved from € 37,689 to € 43,251. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 26, 2026.
€ 6.8 million
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 43,251
▲ 15% vs 2024
Profit after tax over the fiscal year.
€ 41,003
▲ 119% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 905,074.
People and assets in 2025
4.4
Average over the fiscal year, from the social balance sheet.
€ 357,576
▼ 7% vs 2024
€ 81,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 43,340
▲ € 42,257 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.3 million
▲ 148% vs 2024
€ 147,304 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 7,075
▼ 84% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 83,916
▼ 5% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 663,399 | € 793,055 | € 864,929 | € 729,245 | ▼ 16% |
| Profit after taxes | € 38,034 | € 50,988 | € 37,689 | € 43,251 | ▲ 15% |
| Equity | € 6,695,654 | € 6,746,642 | € 6,784,332 | € 6,827,582 | ▲ 1% |
| Total debts | € 1,956,218 | € 1,706,612 | € 1,485,564 | € 1,978,750 | ▲ 33% |
| Cash | € 34,019 | € 10,328 | € 18,705 | € 41,003 | ▲ 119% |
| Land & buildings | € 551,385 | € 523,000 | € 494,615 | € 1,226,841 | ▲ 148% |
| Retained profit | € 773,146 | € 824,134 | € 861,824 | € 905,074 | ▲ 5% |
| Bank debt | € 789,672 | € 606,638 | € 522,200 | € 1,293,208 | ▲ 148% |
| Balance sheet total | € 8,651,872 | € 8,453,255 | € 8,269,896 | € 8,806,332 | ▲ 6% |
| Employees (FTE) | 4.6 | 5 | 4.4 | 4.4 |
Key figures of BERFIN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BERFIN?
What happened at BERFIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 43,251 (▲ 15% vs 2024). Source: NBB ↗
- New establishment in Oostende. KBO
- Start of the company according to the CBE. KBO
In short
From € 38,034 profit in 2022 to € 43,251 profit in 2025.
Paid € 113,777 in corporate taxes since 2022.
Best year ever: 2023, with € 50,988 profit.
On average € 165,700 of value added per employee in 2025.
Management
Behind BERFIN is Bernard Verhelst. It owns 99.8% of Partool itself.
Establishments
Establishment units
Physical locations of this company
Torhoutsesteenweg 607
8400 Oostende
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
LEASEWEB-DE-FRA-10, DE
Website info
Features
Security
Details
- Company number
- 0808.241.612
- VAT number
- BE 0808.241.612
- Registered office
- Torhoutsesteenweg 607, 8400 Oostende
- Names & denominations
- BERFIN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 December 2008
- Peppol
- Active · Active since 1 Jan 2001
- Contact
- partool.be [email protected]
- Activities · NACE
Activiteiten van holdings
Holdings
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen
Overige zakelijke dienstverlening, neg
Activiteiten van adviesbureaus op het gebied van public relations en communicatie
Vermogensbeheer
+2