Active · per the CBE, 29 September 2026

INCIPIO

BE0808235474

Rechtspersoon Private limited company 1 establishment

INCIPIO is an insurance broker in Eghezée. Private Limited, started on 8 December 2008, 1 establishment.

Rue de la Gare 22, 5310 Eghezée 081/65.95.94 [email protected]

Behind the company: HORNLI MANAGEMENT, HOLDING CROON, FINESMA.

Active for

17 year, 9 months

Financials

Financial year 2025

INCIPIO from Eghezée, company number BE0808235474, closed financial year 2025 with a result of € 95,617 after tax. For that financial year INCIPIO recorded a gross margin of € 106,455 and equity of € 369,658. Compared with financial year 2024, the result moved from € 73,426 to € 95,617. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 5, 2026.

What it is worth Growing

€ 369,658

▲ 7% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 95,617

▲ 30% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 148,800

▲ 27% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 72,000 paid out

75 % of the profit went to the shareholders, the rest stayed in the company.

Debts at end 2025

Bank debt

€ 19

Loans from banks and other lenders, long and short.

Taxes

€ 228

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

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Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 103,032 € 82,044 € 82,911 € 106,455 ▲ 28%
Profit after taxes € 88,146 € 72,983 € 73,426 € 95,617 ▲ 30%
Equity € 301,632 € 323,615 € 346,041 € 369,658 ▲ 7%
Total debts € 72,244 € 51,190 € 51,098 € 72,247 ▲ 41%
Cash € 78,299 € 76,094 € 116,785 € 148,800 ▲ 27%
Retained profit € 271,632 € 293,615 € 316,041 € 339,658 ▲ 7%
Dividend € 51,000 € 51,000 € 51,000 € 72,000 ▲ 41%
Bank debt € 9,995 € 0 € 0 € 19
Balance sheet total € 373,876 € 374,805 € 397,139 € 441,905 ▲ 11%

Key figures of INCIPIO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to INCIPIO?

What happened at INCIPIO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 95,617 (▲ 30% vs 2024). Source: NBB ↗
  • New establishment in Eghezée. KBO
  • Start of the company according to the CBE. KBO

In short

From € 88,146 profit in 2022 to € 95,617 profit in 2025.

Paid € 36,167 in corporate taxes since 2022.

Best year ever: 2025, with € 95,617 profit.

Paid out € 225,000 in dividends to the owners in total.

Management

The stake of HOLDING CROON, FINESMA, HORNLI MANAGEMENT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

INCIPIO

Behind INCIPIO are HORNLI MANAGEMENT, HOLDING CROON and FINESMA. The shares are held by HOLDING CROON (34%), FINESMA (33%) and HORNLI MANAGEMENT (33%). It owns 100% of Courtier Multi-Compagnies itself.

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Directors

According to the 2025 annual accounts

HORNLI MANAGEMENT

Director · represented by Jérôme DANDOY

Also active at: CROON ASSURFINANCE

HOLDING CROON

Director · represented by Sylvain CROON

Also active at: CROON ASSURFINANCE

FINESMA

Director · represented by Caroline DOYEN

Also active at: CROON ASSURFINANCE

Shareholders

Participations

Establishments

Establishment units

Physical locations of this company

Registered office

Rue de la Gare 22

5310 Eghezée

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0808.235.474
VAT number
BE 0808.235.474
Registered office
Rue de la Gare 22, 5310 Eghezée
Names & denominations
INCIPIO · "J. Dandoy"
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
8 December 2008
Peppol
Active · Active since 18 Feb 2025
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Frequently asked questions

What does INCIPIO do?
INCIPIO is an insurance broker in Eghezée. Private Limited, started on 8 December 2008, 1 establishment.
What is the address of INCIPIO?
The registered office of INCIPIO is located at Rue de la Gare 22, 5310 Eghezée.
Is INCIPIO still active?
Yes. According to the CBE (29 September 2026) INCIPIO is active, legal situation “Normale toestand”, started on 8 December 2008.
Is INCIPIO registered on Peppol?
Yes, INCIPIO is registered on the Peppol network with ID 0208:0808235474.
What is the enterprise number of INCIPIO?
The enterprise number of INCIPIO is BE0808235474.
When was INCIPIO founded?
INCIPIO was founded on 8 December 2008.