What is the address of Assurance, Finance, Risk Management Consult?

The registered office of Assurance, Finance, Risk Management Consult is located at Libramont,Rue des Mélèzes 4, 6800 Libramont-Chevigny.

Is Assurance, Finance, Risk Management Consult still active?

Yes. According to the CBE (28 September 2026) Assurance, Finance, Risk Management Consult is active, legal situation “Normale toestand”, started on 10 November 2008.

Is Assurance, Finance, Risk Management Consult registered on Peppol?

Yes, Assurance, Finance, Risk Management Consult is registered on the Peppol network with ID 0208:0807669312.

What is the enterprise number of Assurance, Finance, Risk Management Consult?

The enterprise number of Assurance, Finance, Risk Management Consult is BE0807669312.

When was Assurance, Finance, Risk Management Consult founded?

Assurance, Finance, Risk Management Consult was founded on 10 November 2008.

Who are the directors of Assurance, Finance, Risk Management Consult?

According to the 2025 annual accounts, the directors of Assurance, Finance, Risk Management Consult are: Mireille LOBET.

Is Assurance, Finance, Risk Management Consult a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 10 November 2008; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did Assurance, Finance, Risk Management Consult make in 2025?

Assurance, Finance, Risk Management Consult posted a profit after taxes of € 1,129 in financial year 2025.

What is the revenue of Assurance, Finance, Risk Management Consult?

As a small company, Assurance, Finance, Risk Management Consult is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 42.

Assurance, Finance, Risk Management Consult (Private Limited)

Q: What does Assurance, Finance, Risk Management Consult do?

Assurance, Finance, Risk Management Consult is registered with the CBE as active in: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies. Private Limited, started on 10 November 2008, 1 establishment.

Dossier Assurance, Finance, Risk Management Consult, printed on 28 September 2026 from databakkes.be/en/0807669312/assurance-finance-risk-management-consult. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

Assurance, Finance, Risk Management Consult from Libramont-Chevigny, company number BE0807669312, closed financial year 2025 with a result of € 1,129 after tax. For that financial year Assurance, Finance, Risk Management Consult recorded a gross margin of € 42 and equity of € 224,809. Compared with financial year 2024, the result moved from € -7,317 to € 1,129. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.

What it is worth Growing

€ 224,809

▲ 1% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 1,129

▲ still € 7,317 loss in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 222,898

▲ 1% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 32,409.

People and assets in 2025

Full-time equivalents estimate The annual accounts report no full-time equivalents. A micro company with one active director is usually run by that person; this is an assumption, not a figure from the source.

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 162

▼ 82% vs 2024

Supplier invoices still open on the last day of the fiscal year.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ -6,375 Gross margin 2022: € -6,375 First fiscal year in the series	€ -8,682 Gross margin 2023: € -8,682 ▼ € 2,307 vs 2022 (€ -6,375) Unfavourable step	€ -7,239 Gross margin 2024: € -7,239 ▲ € 1,443 vs 2023 (€ -8,682) Favourable step	€ 42 Gross margin 2025: € 42 ▲ € 7,281 vs 2024 (€ -7,239) Favourable step	▲ € 7,281
Profit after taxes	€ -7,348 Profit after taxes 2022: € -7,348 First fiscal year in the series	€ -9,507 Profit after taxes 2023: € -9,507 ▼ € 2,159 vs 2022 (€ -7,348) Unfavourable step	€ -7,317 Profit after taxes 2024: € -7,317 ▲ € 2,191 vs 2023 (€ -9,507) Favourable step	€ 1,129 Profit after taxes 2025: € 1,129 ▲ € 8,446 vs 2024 (€ -7,317) Favourable step	▲ € 8,446
Equity	€ 240,504 Equity 2022: € 240,504 First fiscal year in the series	€ 230,996 Equity 2023: € 230,996 ▼ 4% vs 2022 (€ 240,504) Unfavourable step	€ 223,680 Equity 2024: € 223,680 ▼ 3% vs 2023 (€ 230,996) Unfavourable step	€ 224,809 Equity 2025: € 224,809 ▲ 1% vs 2024 (€ 223,680) Favourable step	▲ 1%
Total debts	€ 1,871 Total debts 2022: € 1,871 First fiscal year in the series	€ 1,940 Total debts 2023: € 1,940 ▲ 4% vs 2022 (€ 1,871) Unfavourable step	€ 901 Total debts 2024: € 901 ▼ 54% vs 2023 (€ 1,940) Favourable step	€ 162 Total debts 2025: € 162 ▼ 82% vs 2024 (€ 901) Favourable step	▼ 82%
Cash	€ 239,688 Cash 2022: € 239,688 First fiscal year in the series	€ 230,085 Cash 2023: € 230,085 ▼ 4% vs 2022 (€ 239,688) Unfavourable step	€ 221,742 Cash 2024: € 221,742 ▼ 4% vs 2023 (€ 230,085) Unfavourable step	€ 222,898 Cash 2025: € 222,898 ▲ 1% vs 2024 (€ 221,742) Favourable step	▲ 1%
Retained profit	€ 48,104 Retained profit 2022: € 48,104 First fiscal year in the series	€ 38,596 Retained profit 2023: € 38,596 ▼ 20% vs 2022 (€ 48,104) Unfavourable step	€ 31,280 Retained profit 2024: € 31,280 ▼ 19% vs 2023 (€ 38,596) Unfavourable step	€ 32,409 Retained profit 2025: € 32,409 ▲ 4% vs 2024 (€ 31,280) Favourable step	▲ 4%
Balance sheet total	€ 242,375 Balance sheet total 2022: € 242,375 First fiscal year in the series	€ 232,936 Balance sheet total 2023: € 232,936 ▼ 4% vs 2022 (€ 242,375) Unchanged	€ 224,580 Balance sheet total 2024: € 224,580 ▼ 4% vs 2023 (€ 232,936) Unchanged	€ 224,971 Balance sheet total 2025: € 224,971 Unchanged (€ 224,580) Unchanged

Key figures of Assurance, Finance, Risk Management Consult, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Assurance, Finance, Risk Management Consult?

What happened at Assurance, Finance, Risk Management Consult in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 27, 2026 New annual accounts for financial year 2025: profit of € 1,129. filed late Source: NBB ↗
Nov 12, 2008 New establishment in Libramont-Chevigny. KBO
2008 Mireille LOBET became a director. NBB
Nov 10, 2008 Start of the company according to the CBE. KBO

In short

From € 7,348 loss in 2022 to € 1,129 profit in 2025.

Paid € 1,291 in corporate taxes since 2022.

Best year ever: 2025, with € 1,129 profit.

Original PDFs at the National Bank ↗

A new publication or filing at Assurance, Finance, Risk Management Consult? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

Mireille LOBET

Assurance, Finance, Risk Management Consult

Behind Assurance, Finance, Risk Management Consult is Mireille LOBET.

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Directors

According to the 2025 annual accounts

Mireille LOBET

Manager

since 2008

Establishments

Establishment units

Physical locations of this company

Registered office

Libramont,Rue des Mélèzes 4

6800 Libramont-Chevigny

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0807.669.312

VAT number

BE 0807.669.312

Registered office

Libramont,Rue des Mélèzes 4, 6800 Libramont-Chevigny

Names & denominations

Assurance, Finance, Risk Management Consult · AFR Consult

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

10 November 2008

Peppol

Active · Active since 26 Dec 2025

Activities · NACE

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies

Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering

Overige financiële dienstverlening, neg

View on CBE Public ↗ Annual accounts (NBB) ↗