What does STYL CREDITS do?

STYL CREDITS is an insurance broker in Couvin. Private Limited, started on 30 October 2008, 1 establishment.

What is the address of STYL CREDITS?

The registered office of STYL CREDITS is located at Avenue de la Libération 62, 5660 Couvin.

Is STYL CREDITS still active?

Yes. According to the CBE (30 September 2026) STYL CREDITS is active, legal situation “Normale toestand”, started on 30 October 2008.

Is STYL CREDITS registered on Peppol?

Yes, STYL CREDITS is registered on the Peppol network with ID 0208:0807470461.

What is the enterprise number of STYL CREDITS?

The enterprise number of STYL CREDITS is BE0807470461.

When was STYL CREDITS founded?

STYL CREDITS was founded on 30 October 2008.

Who are the directors of STYL CREDITS?

According to the 2025 annual accounts, the directors of STYL CREDITS are: Manuel Garcia.

Is STYL CREDITS a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 30 October 2008; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did STYL CREDITS make in 2025?

STYL CREDITS posted a profit after taxes of € 9,327 in financial year 2025.

What is the revenue of STYL CREDITS?

As a small company, STYL CREDITS is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 40,358.

STYL CREDITS (Private Limited) - Couvin - BE0807470461

Dossier STYL CREDITS, printed on 30 September 2026 from databakkes.be/en/0807470461/styl-credits. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

STYL CREDITS from Couvin, company number BE0807470461, closed financial year 2025 with a result of € 9,327 after tax. For that financial year STYL CREDITS recorded a gross margin of € 40,358 and equity of € 14,457. Compared with financial year 2024, the result moved from € 2,465 to € 9,327. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 8, 2026.

What it is worth Growing

€ 14,457

▲ 182% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 9,327

▲ 278% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 37,546

▲ 6% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 8,257.

People and assets in 2025

Full-time equivalents estimate The annual accounts report no full-time equivalents. A micro company with one active director is usually run by that person; this is an assumption, not a figure from the source.

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Wage cost

€ 23,285

▲ 23% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 7,332

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 2 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 14,822

▲ 12% vs 2024

€ 7,727 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 673

▲ 180% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 3,838

▼ 43% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 28,883 Gross margin 2022: € 28,883 First fiscal year in the series	€ 31,421 Gross margin 2023: € 31,421 ▲ 9% vs 2022 (€ 28,883) Favourable step	€ 26,871 Gross margin 2024: € 26,871 ▼ 14% vs 2023 (€ 31,421) Unfavourable step	€ 40,358 Gross margin 2025: € 40,358 ▲ 50% vs 2024 (€ 26,871) Favourable step	▲ 50%
Profit after taxes	€ 9,207 Profit after taxes 2022: € 9,207 First fiscal year in the series	€ 1,915 Profit after taxes 2023: € 1,915 ▼ 79% vs 2022 (€ 9,207) Unfavourable step	€ 2,465 Profit after taxes 2024: € 2,465 ▲ 29% vs 2023 (€ 1,915) Favourable step	€ 9,327 Profit after taxes 2025: € 9,327 ▲ 278% vs 2024 (€ 2,465) Favourable step	▲ 278%
Equity	€ 750 Equity 2022: € 750 First fiscal year in the series	€ 2,665 Equity 2023: € 2,665 ▲ 255% vs 2022 (€ 750) Favourable step	€ 5,130 Equity 2024: € 5,130 ▲ 93% vs 2023 (€ 2,665) Favourable step	€ 14,457 Equity 2025: € 14,457 ▲ 182% vs 2024 (€ 5,130) Favourable step	▲ 182%
Total debts	€ 38,897 Total debts 2022: € 38,897 First fiscal year in the series	€ 42,712 Total debts 2023: € 42,712 ▲ 10% vs 2022 (€ 38,897) Unfavourable step	€ 32,421 Total debts 2024: € 32,421 ▼ 24% vs 2023 (€ 42,712) Favourable step	€ 32,604 Total debts 2025: € 32,604 ▲ 1% vs 2024 (€ 32,421) Unfavourable step	▲ 1%
Cash	€ 38,167 Cash 2022: € 38,167 First fiscal year in the series	€ 44,155 Cash 2023: € 44,155 ▲ 16% vs 2022 (€ 38,167) Favourable step	€ 35,465 Cash 2024: € 35,465 ▼ 20% vs 2023 (€ 44,155) Unfavourable step	€ 37,546 Cash 2025: € 37,546 ▲ 6% vs 2024 (€ 35,465) Favourable step	▲ 6%
Land & buildings	€ 1,479 Land & buildings 2022: € 1,479 First fiscal year in the series	€ 1,222 Land & buildings 2023: € 1,222 ▼ 17% vs 2022 (€ 1,479) Unchanged	€ 966 Land & buildings 2024: € 966 ▼ 21% vs 2023 (€ 1,222) Unchanged	€ 828 Land & buildings 2025: € 828 ▼ 14% vs 2024 (€ 966) Unchanged	▼ 14%
Retained profit	€ -5,450 Retained profit 2022: € -5,450 First fiscal year in the series	€ -3,535 Retained profit 2023: € -3,535 ▲ € 1,915 vs 2022 (€ -5,450) Favourable step	€ -1,070 Retained profit 2024: € -1,070 ▲ € 2,465 vs 2023 (€ -3,535) Favourable step	€ 8,257 Retained profit 2025: € 8,257 ▲ € 9,327 vs 2024 (€ -1,070) Favourable step	▲ € 9,327
Bank debt	€ 24,005 Bank debt 2022: € 24,005 First fiscal year in the series	€ 18,704 Bank debt 2023: € 18,704 ▼ 22% vs 2022 (€ 24,005) Favourable step	€ 13,192 Bank debt 2024: € 13,192 ▼ 29% vs 2023 (€ 18,704) Favourable step	€ 14,822 Bank debt 2025: € 14,822 ▲ 12% vs 2024 (€ 13,192) Unfavourable step	▲ 12%
Balance sheet total	€ 39,647 Balance sheet total 2022: € 39,647 First fiscal year in the series	€ 45,377 Balance sheet total 2023: € 45,377 ▲ 14% vs 2022 (€ 39,647) Unchanged	€ 37,551 Balance sheet total 2024: € 37,551 ▼ 17% vs 2023 (€ 45,377) Unchanged	€ 47,061 Balance sheet total 2025: € 47,061 ▲ 25% vs 2024 (€ 37,551) Unchanged	▲ 25%

Key figures of STYL CREDITS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to STYL CREDITS?

What happened at STYL CREDITS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 8, 2026 New annual accounts for financial year 2025: profit of € 9,327 (▲ 278% vs 2024). Source: NBB ↗
2023 Manuel Garcia became a director. NBB
Dec 1, 2008 New establishment in Couvin. KBO
Oct 30, 2008 Start of the company according to the CBE. KBO

In short

From € 9,207 profit in 2022 to € 9,327 profit in 2025.

Paid € 16,782 in corporate taxes since 2022.

Best year ever: 2025, with € 9,327 profit.

Original PDFs at the National Bank ↗

A new publication or filing at STYL CREDITS? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

Manuel Garcia

STYL CREDITS

Behind STYL CREDITS is Manuel Garcia.

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Directors

According to the 2025 annual accounts

Manuel Garcia

Director

since 2023

Establishments

Establishment units

Physical locations of this company

Registered office

Avenue de la Libération 62

5660 Couvin

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0807.470.461
VAT number: BE 0807.470.461
Registered office: Avenue de la Libération 62, 5660 Couvin
Names & denominations: STYL CREDITS
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 30 October 2008
Peppol: Active · Active since 9 Sept 2025
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗