Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 57 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
YOP INVESTISSEMENT from Estaimpuis, company number BE0807382765, closed financial year 2025 with a result of € 5,850 after tax. For that financial year YOP INVESTISSEMENT recorded a gross margin of € 249,929 and equity of € 560,045. Compared with financial year 2024, the result moved from € 7,123 to € 5,850. The company is profitable. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 9, 2026.
€ 560,045
▼ 11% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 5,850
▼ 18% vs 2024
Profit after tax over the fiscal year.
€ 189,850
▲ 148% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 72,410 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
3
▼ 2.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 93,911
▼ 54% vs 2024
€ 31,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 39,652
▼ 28% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 958,899
▼ 23% vs 2024
€ 68,972 is repaid this year. At this pace the long-term loan is gone in ≈ 12 years.
€ 122,912
▼ 51% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 24,737
▼ 58% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 378,018 | € 501,885 | € 332,901 | € 249,929 | ▼ 25% |
| Profit after taxes | € 30,801 | € 83,252 | € 7,123 | € 5,850 | ▼ 18% |
| Equity | € 578,229 | € 661,482 | € 626,605 | € 560,045 | ▼ 11% |
| Total debts | € 2,025,067 | € 2,097,672 | € 1,959,568 | € 1,351,217 | ▼ 31% |
| Cash | € 104,001 | € 160,908 | € 76,409 | € 189,850 | ▲ 148% |
| Land & buildings | € 1,856,643 | € 1,882,197 | € 1,902,525 | € 1,341,118 | ▼ 30% |
| Retained profit | € 565,729 | € 648,982 | € 614,105 | € 547,545 | ▼ 11% |
| Dividend | € 0 | € 0 | € 42,000 | € 72,410 | ▲ 72% |
| Bank debt | € 1,562,669 | € 1,432,146 | € 1,241,578 | € 958,899 | ▼ 23% |
| Balance sheet total | € 2,628,296 | € 2,759,154 | € 2,586,173 | € 1,911,262 | ▼ 26% |
| Employees (FTE) | - | - | 5.6 | 3 | ▼ 2.6 |
Key figures of YOP INVESTISSEMENT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to YOP INVESTISSEMENT?
What happened at YOP INVESTISSEMENT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 5,850 (▼ 18% vs 2024). filed late Source: NBB ↗
- TONY HAMY became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Estaimpuis. KBO
In short
From € 30,801 profit in 2022 to € 5,850 profit in 2025.
Paid € 63,429 in corporate taxes since 2022.
Best year ever: 2023, with € 83,252 profit.
On average € 83,300 of value added per employee in 2025.
Management
Behind YOP INVESTISSEMENT is TONY HAMY.
Directors
According to the 2025 annual accounts
TONY HAMY
Director
since 2008
Establishments
Establishment units
Physical locations of this company
Rue Reine Astrid(N) 363
7730 Estaimpuis
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0807.382.765
- VAT number
- BE 0807.382.765
- Registered office
- Rue Reine Astrid(N) 363, 7730 Estaimpuis
- Names & denominations
- YOP INVESTISSEMENT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 October 2008
- Peppol
- Active · Active since 17 Dec 2025
- Activities · NACE
Detailhandel in tabaksproducten
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)
Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
Groothandel in ruwe tabak
Detailhandel in dranken, algemeen assortiment
Catering van evenementen
Vervaardiging van bereide maaltijden en schotels
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