Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 56 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
DE PUNTZEEF from Puurs-Sint-Amands, company number BE0807014363, closed financial year 2025 with a result of € 15,724 after tax. For that financial year DE PUNTZEEF recorded a gross margin of € 311,188 and equity of € 300,574. Compared with financial year 2024, the result moved from € 52,498 to € 15,724. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 29, 2026.
€ 300,574
▲ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 15,724
▼ 70% vs 2024
Profit after tax over the fiscal year.
€ 28,084
▲ 116% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -105,626.
People and assets in 2025
16.4
Average over the fiscal year, from the social balance sheet.
€ 213,992
▼ 64% vs 2024
€ 13,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,690
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 223,621
▼ 25% vs 2024
€ 33,113 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 7,512
▼ 94% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 11,996
▼ 83% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 791,974 | € 587,238 | € 744,668 | € 311,188 | ▼ 58% |
| Profit after taxes | € -19,691 | € -106,965 | € 52,498 | € 15,724 | ▼ 70% |
| Equity | € 339,316 | € 232,351 | € 284,849 | € 300,574 | ▲ 6% |
| Total debts | € 728,638 | € 759,480 | € 686,669 | € 386,358 | ▼ 44% |
| Cash | € 93,900 | € 69,553 | € 13,002 | € 28,084 | ▲ 116% |
| Land & buildings | € 599,217 | € 561,823 | € 524,429 | € 487,412 | ▼ 7% |
| Retained profit | € -66,884 | € -173,849 | € -121,351 | € -105,626 | ▲ € 15,724 |
| Bank debt | € 379,746 | € 339,016 | € 298,829 | € 223,621 | ▼ 25% |
| Balance sheet total | € 1,067,954 | € 991,831 | € 971,518 | € 686,932 | ▼ 29% |
| Employees (FTE) | 17.6 | 19.1 | 16.4 | 16.4 |
Key figures of DE PUNTZEEF, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to DE PUNTZEEF?
What happened at DE PUNTZEEF in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 15,724 (▼ 70% vs 2024). Source: NBB ↗
- Hervé Van den Wouwer became a director. NBB
- Martine Ceurstemont became a director. NBB
- New establishment in Puurs-Sint-Amands. KBO
- Start of the company according to the CBE. KBO
In short
From € 19,691 loss in 2022 to € 15,724 profit in 2025.
Best year ever: 2024, with € 52,498 profit.
On average € 19,000 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind DE PUNTZEEF are Hervé Van den Wouwer and Martine Ceurstemont.
Directors
According to the 2025 annual accounts
Hervé Van den Wouwer
Director
since 2023
Martine Ceurstemont
Director
since 2023
Establishments
Establishment units
Physical locations of this company
R. Verbelenstraat 32 box 21
2870 Puurs-Sint-Amands
Kalfortdorp 1
2870 Puurs-Sint-Amands
Active since 2 October 2008
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0807.014.363
- VAT number
- BE 0807.014.363
- Registered office
- R. Verbelenstraat 32 bus 21, 2870 Puurs-Sint-Amands
- Names & denominations
- DE PUNTZEEF
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 September 2008
- Peppol
- Active · Active since 10 Sept 2025
- Activities · NACE
Catering van evenementen
Cateringdiensten op contractbasis en overige diensten in verband met maaltijden
Overige eetgelegenheden