Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 24 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
JACQUES FRANCOIS from Paliseul, company number BE0806920729, closed financial year 2025 with a result of € -15,170 after tax. For that financial year JACQUES FRANCOIS recorded a gross margin of € -922 and equity of € -40,340. Compared with financial year 2024, the result moved from € 5,911 to € -15,170. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 31, 2026.
€ -40,340
▼ € 15,170 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -15,170
▼ still € 5,911 profit in 2024
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € -46,540.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 94
▼ 99% vs 2024
Of which on lease € 94.
Debts at end 2025
€ 16,015
▼ 27% vs 2024
Loans from banks and other lenders, long and short.
€ 4,901
▼ 34% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 165
▼ 99% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -1,500 | € 10,648 | € 18,934 | € -922 | ▼ € 19,856 |
| Profit after taxes | € -20,006 | € -836 | € 5,911 | € -15,170 | ▼ € 21,081 |
| Equity | € -30,245 | € -31,081 | € -25,170 | € -40,340 | ▼ € 15,170 |
| Total debts | € 72,492 | € 56,062 | € 46,763 | € 58,984 | ▲ 26% |
| Land & buildings | € 6,795 | € 6,040 | € 5,285 | € 4,530 | ▼ 14% |
| Retained profit | € -36,445 | € -37,281 | € -31,370 | € -46,540 | ▼ € 15,170 |
| Bank debt | € 53,852 | € 33,672 | € 21,897 | € 16,015 | ▼ 27% |
| Balance sheet total | € 42,246 | € 24,981 | € 21,593 | € 18,645 | ▼ 14% |
Key figures of JACQUES FRANCOIS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to JACQUES FRANCOIS?
What happened at JACQUES FRANCOIS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 15,170 (▼ € 21,081 vs 2024). filed late Source: NBB ↗
- New establishment in Paliseul. KBO
- Start of the company according to the CBE. KBO
In short
From € 20,006 loss in 2022 to € 15,170 loss in 2025.
Paid € 1,139 in corporate taxes since 2022.
Best year ever: 2024, with € 5,911 profit.
Management
Behind JACQUES FRANCOIS is François JACQUES.
Directors
According to the 2025 annual accounts
François JACQUES
Director
Establishments
Establishment units
Physical locations of this company
Rue du Wez, Fays 1
6856 Paliseul
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0806.920.729
- VAT number
- BE 0806.920.729
- Registered office
- Rue du Wez, Fays 1, 6856 Paliseul
- Names & denominations
- JACQUES FRANCOIS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 October 2008
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Installatie van isolatie
Isolatiewerkzaamheden
Stukadoorswerk
Plaatsen van vloer- en wandtegels