PANCO is filed with the CBE under the catch-all “Overige gespecialiseerde bouwactiviteiten”. Also registered: construction equipment rental company. Private Limited, started on 15 September 2008, 1 establishment.

What is the address of PANCO?

The registered office of PANCO is located at Onderzeel (C) 4 box J, 2920 Kalmthout.

Is PANCO still active?

Yes. According to the CBE (29 October 2026) PANCO is active, legal situation “Normale toestand”, started on 15 September 2008.

Is PANCO registered on Peppol?

Yes, PANCO is registered on the Peppol network with ID 0208:0806514715.

What is the enterprise number of PANCO?

The enterprise number of PANCO is BE0806514715.

When was PANCO founded?

PANCO was founded on 15 September 2008.

Who are the directors of PANCO?

According to the 2025 annual accounts, the directors of PANCO are: Christophe Pannier.

Is PANCO a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 15 September 2008; 4 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did PANCO make in 2025?

PANCO recorded a loss after taxes of € 5,870 in financial year 2025.

What is the revenue of PANCO?

As a small company, PANCO is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 52,634.

Does PANCO have a website?

Yes, PANCO has a website at bmb-bouwmaterialen.be.

PANCO (Private Limited) - Kalmthout - BE0806514715

Dossier PANCO, printed on 29 October 2026 from databakkes.be/en/0806514715/panco. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 45 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

PANCO from Kalmthout, company number BE0806514715, closed financial year 2025 with a result of € -5,870 after tax. For that financial year PANCO recorded a gross margin of € 52,634 and equity of € 5,645. Compared with financial year 2024, the result moved from € 20,139 to € -5,870. The company made a loss. The buffer shrank hard: equity is 51 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 1, 2026.

What it is worth Shrank hard

€ 5,645

▼ 51% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -5,870

▼ still € 20,139 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 32,316

▲ 5% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -12,955.

People and assets in 2025

Full-time equivalents estimate The annual accounts report no full-time equivalents. A micro company with one active director is usually run by that person; this is an assumption, not a figure from the source.

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Vehicles and equipment

€ 102,351

▼ 29% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 1 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 32,727

▼ 44% vs 2024

€ 26,135 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.

Owed to suppliers

€ 8,822

▲ 210% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 2,314

▼ 71% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 7,368 Gross margin 2022: € 7,368 First fiscal year in the series	€ 65,996 Gross margin 2023: € 65,996 ▲ € 58,628 vs 2022 (€ 7,368) Favourable step	€ 70,869 Gross margin 2024: € 70,869 ▲ 7% vs 2023 (€ 65,996) Favourable step	€ 52,634 Gross margin 2025: € 52,634 ▼ 26% vs 2024 (€ 70,869) Unfavourable step	▼ 26%
Profit after taxes	€ -1,513 Profit after taxes 2022: € -1,513 First fiscal year in the series	€ 25,873 Profit after taxes 2023: € 25,873 ▲ € 27,386 vs 2022 (€ -1,513) Favourable step	€ 20,139 Profit after taxes 2024: € 20,139 ▼ 22% vs 2023 (€ 25,873) Unfavourable step	€ -5,870 Profit after taxes 2025: € -5,870 ▼ € 26,009 vs 2024 (€ 20,139) Unfavourable step	▼ € 26,009
Equity	€ -34,497 Equity 2022: € -34,497 First fiscal year in the series	€ -8,624 Equity 2023: € -8,624 ▲ € 25,873 vs 2022 (€ -34,497) Favourable step	€ 11,515 Equity 2024: € 11,515 ▲ € 20,139 vs 2023 (€ -8,624) Favourable step	€ 5,645 Equity 2025: € 5,645 ▼ 51% vs 2024 (€ 11,515) Unfavourable step	▼ 51%
Total debts	€ 307,129 Total debts 2022: € 307,129 First fiscal year in the series	€ 275,027 Total debts 2023: € 275,027 ▼ 10% vs 2022 (€ 307,129) Favourable step	€ 216,396 Total debts 2024: € 216,396 ▼ 21% vs 2023 (€ 275,027) Favourable step	€ 188,564 Total debts 2025: € 188,564 ▼ 13% vs 2024 (€ 216,396) Favourable step	▼ 13%
Cash	€ 39,134 Cash 2022: € 39,134 First fiscal year in the series	€ 85,239 Cash 2023: € 85,239 ▲ 118% vs 2022 (€ 39,134) Favourable step	€ 30,726 Cash 2024: € 30,726 ▼ 64% vs 2023 (€ 85,239) Unfavourable step	€ 32,316 Cash 2025: € 32,316 ▲ 5% vs 2024 (€ 30,726) Favourable step	▲ 5%
Retained profit	€ -53,097 Retained profit 2022: € -53,097 First fiscal year in the series	€ -27,224 Retained profit 2023: € -27,224 ▲ € 25,873 vs 2022 (€ -53,097) Favourable step	€ -7,085 Retained profit 2024: € -7,085 ▲ € 20,139 vs 2023 (€ -27,224) Favourable step	€ -12,955 Retained profit 2025: € -12,955 ▼ € 5,870 vs 2024 (€ -7,085) Unfavourable step	▼ € 5,870
Bank debt	€ 108,946 Bank debt 2022: € 108,946 First fiscal year in the series	€ 83,899 Bank debt 2023: € 83,899 ▼ 23% vs 2022 (€ 108,946) Favourable step	€ 58,495 Bank debt 2024: € 58,495 ▼ 30% vs 2023 (€ 83,899) Favourable step	€ 32,727 Bank debt 2025: € 32,727 ▼ 44% vs 2024 (€ 58,495) Favourable step	▼ 44%
Balance sheet total	€ 272,633 Balance sheet total 2022: € 272,633 First fiscal year in the series	€ 266,403 Balance sheet total 2023: € 266,403 ▼ 2% vs 2022 (€ 272,633) Unchanged	€ 227,911 Balance sheet total 2024: € 227,911 ▼ 14% vs 2023 (€ 266,403) Unchanged	€ 194,209 Balance sheet total 2025: € 194,209 ▼ 15% vs 2024 (€ 227,911) Unchanged	▼ 15%

Key figures of PANCO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.

What happened to PANCO?

What happened at PANCO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Apr 1, 2026 New annual accounts for financial year 2025: loss of € 5,870 (▼ € 26,009 vs 2024). Source: NBB ↗
2022 Christophe Pannier became a director. NBB
Sep 15, 2008 New establishment in Kalmthout. KBO
Sep 15, 2008 Start of the company according to the CBE. KBO

In short

From € 1,513 loss in 2022 to € 5,870 loss in 2025.

Paid € 1,903 in corporate taxes since 2022.

Best year ever: 2023, with € 25,873 profit.

Original PDFs at the National Bank ↗

Management

Christophe Pannier

PANCO

PANIMMO

Behind PANCO is Christophe Pannier. Christophe Pannier is also behind PANIMMO.

Directors

According to the 2025 annual accounts

Christophe Pannier

Director

Also active at: PANIMMO

since 2022

Establishments

Establishment units

Physical locations of this company

Registered office

Onderzeel (C) 4 box J

2920 Kalmthout

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 9 companies are registered at this address.

All companies at this address →

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DDL CONSTRUCT

€ -476,332 gross margin · 2025

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€ 1.8 million revenue · 2026

DDL REAL ESTATE

€ 25,712 gross margin · 2025

+4 more

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS bmb-bouwmaterialen.be

Canonical: https://www.bmb-bouwmaterialen.be/nl

Technologies

Cloudflare CDNJSDrupalFont AwesomeGoogle Tag ManagerHubSpot CMSSlickVimeoreCAPTCHA

Hosting & Email

Email provider

Microsoft 365

Hosting

GOOGLE-CLOUD-PLATFORM - Google LLC, US

Website info

HTTPS Ja

Languages NL

Features

Newsletter Ads Contact page

Security

✓ HTTPS

✗ SPF

✓ DMARC

Details

Company number

0806.514.715

VAT number

BE 0806.514.715

Registered office

Onderzeel (C) 4 bus J, 2920 Kalmthout

Names & denominations

PANCO

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

15 September 2008

Peppol

Active · Active since 1 Jan 2001

Contact

bmb-bouwmaterialen.be

Activities · NACE

Overige gespecialiseerde bouwactiviteiten, neg

Overige gespecialiseerde bouwwerkzaamheden

Verhuur en lease van machines en installaties voor de bouwnijverheid en de weg- en waterbouw

View on CBE Public ↗ Annual accounts (NBB) ↗

PANCO

Warning lights

Financials

What happened to PANCO?

Management

Directors

Establishments

Establishment units

Who else lives here?

Website

Technologies

Hosting & Email

Website info

Features

Security

Details

Frequently asked questions