Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
11 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
CONCEPT LIVING from Torhout, company number BE0806170760, closed financial year 2025 with a result of € -3,414 after tax. For that financial year CONCEPT LIVING recorded a gross margin of € 29,890 and equity of € -518,387. Compared with financial year 2024, the result moved from € 3,301 to € -3,414. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 30, 2026.
€ -518,387
▼ € 3,769 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3,414
▼ still € 3,301 profit in 2024
Profit after tax over the fiscal year.
€ 776
▼ 94% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -538,387.
Debts at end 2025
€ 466,911
▼ 13% vs 2024
€ 65,480 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 4,284
▼ 34% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -8,195 | € 16,263 | € 38,757 | € 29,890 | ▼ 23% |
| Profit after taxes | € -48,067 | € -19,477 | € 3,301 | € -3,414 | ▼ € 6,715 |
| Equity | € -498,442 | € -517,919 | € -514,618 | € -518,387 | ▼ € 3,769 |
| Total debts | € 1,636,282 | € 1,660,588 | € 1,698,585 | € 1,689,293 | ▼ 1% |
| Cash | € 1,649 | € 12,616 | € 12,498 | € 776 | ▼ 94% |
| Land & buildings | € 952,987 | € 952,987 | € 952,987 | € 952,987 | |
| Retained profit | € -518,442 | € -537,919 | € -534,618 | € -538,387 | ▼ € 3,769 |
| Bank debt | € 634,948 | € 593,232 | € 536,311 | € 466,911 | ▼ 13% |
| Balance sheet total | € 1,137,840 | € 1,142,668 | € 1,183,967 | € 1,170,905 | ▼ 1% |
Key figures of CONCEPT LIVING, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to CONCEPT LIVING?
What happened at CONCEPT LIVING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 3,414 (▼ € 6,715 vs 2024). Source: NBB ↗
- New establishment in Torhout. KBO
- Start of the company according to the CBE. KBO
- ISABEL GRYSON became a director. NBB
- EDDY GRYSON became a director. NBB
In short
From € 48,067 loss in 2022 to € 3,414 loss in 2025.
Best year ever: 2024, with € 3,301 profit.
A new publication or filing at CONCEPT LIVING? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CONCEPT LIVING are ISABEL GRYSON and EDDY GRYSON. ISABEL GRYSON is also behind Immotor, IG Management, De Blauwe Zwaan and IG CONCEPT. EDDY GRYSON is also behind GRYSON WEST COAST BUILDING COMPANY.
Directors
According to the 2025 annual accounts
since 2008
since 2008
Establishments
Establishment units
Physical locations of this company
Oostendestraat 341
8820 Torhout
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 11 companies are registered at this address.
All companies at this address →Immotor same network
€ -87,374 gross margin · 2025
GRYSON WEST COAST BUILDING COMPANY same network
€ 1.2 million gross margin · 2025
RICARDO
€ 375,923 gross margin · 2025
C&N Invest
€ -14,106 gross margin · 2025
TEX PROJECT 1
€ -2,214 gross margin · 2025
+6 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0806.170.760
- VAT number
- BE 0806.170.760
- Registered office
- Oostendestraat 341, 8820 Torhout
- Names & denominations
- CONCEPT LIVING
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 September 2008
- Peppol
- Active · Active since 30 Apr 2024