Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 23 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Brood & Zoet from Houthalen-Helchteren, company number BE0804905010, closed financial year 2025 with a result of € 3,243 after tax. For that financial year Brood & Zoet recorded a gross margin of € 74,565 and equity of € 7,224. Compared with financial year 2024, the result moved from € 1,482 to € 3,243. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 15, 2026.
€ 7,224
▲ 81% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3,243
▲ 119% vs 2024
Profit after tax over the fiscal year.
€ 11,759
▲ € 9,471 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 4,724.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 32,173
▼ 3% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 34,024
▼ 24% vs 2024
Of which on lease € 32,051.
Debts at end 2025
€ 57,502
▼ 25% vs 2024
€ 20,509 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 26,577
▲ 23% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 8,874
▲ 132% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 71,581 | € 74,565 | ▲ 4% |
| Profit after taxes | € 1,482 | € 3,243 | ▲ 119% |
| Equity | € 3,982 | € 7,224 | ▲ 81% |
| Total debts | € 109,816 | € 96,935 | ▼ 12% |
| Cash | € 2,288 | € 11,759 | ▲ € 9,471 |
| Retained profit | € 1,482 | € 4,724 | ▲ 219% |
| Bank debt | € 76,902 | € 57,502 | ▼ 25% |
| Balance sheet total | € 113,798 | € 104,159 | ▼ 8% |
Key figures of Brood & Zoet, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to Brood & Zoet?
What happened at Brood & Zoet in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 3,243 (▲ 119% vs 2024). filed late Source: NBB ↗
- New establishment in Houthalen-Helchteren. KBO
- Start of the company according to the CBE. KBO
- Kristel Nelis became a director. NBB
In short
From € 1,482 profit in 2024 to € 3,243 profit in 2025.
Paid € 353 in corporate taxes since 2024.
Best year ever: 2025, with € 3,243 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Kristel Nelis
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Helzoldstraat 6
3530 Houthalen-Helchteren
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0804.905.010
- VAT number
- BE 0804.905.010
- Registered office
- Helzoldstraat 6, 3530 Houthalen-Helchteren
- Names & denominations
- Brood & Zoet
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 August 2023
- Peppol
- Active · Active since 18 Dec 2025
- Activities · NACE
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
Vervaardiging van beschuit, biscuit en houdbaar banketbakkerswerk
Detailhandel in brood en banketbakkerswerk (koude bakkers)
Vervaardiging van cacao, chocolade en suikerwerk
Eetgelegenheden met beperkte bediening