Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 23 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Fin&Serv GVD from Lille, company number BE0804760302, closed financial year 2025 with a result of € 9,231 after tax. For that financial year Fin&Serv GVD recorded a gross margin of € 49,968 and equity of € 19,900. Compared with financial year 2024, the result moved from € 5,669 to € 9,231. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 6, 2026.
€ 19,900
▲ 87% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 9,231
▲ 63% vs 2024
Profit after tax over the fiscal year.
€ 11,718
▼ 18% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 14,900.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 26,634
▲ 159% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 104,683
▲ € 102,484 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 129,709
▲ 147% vs 2024
€ 25,021 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 4,562
▲ € 3,481 vs 2024
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 22,983 | € 49,968 | ▲ 117% |
| Profit after taxes | € 5,669 | € 9,231 | ▲ 63% |
| Equity | € 10,669 | € 19,900 | ▲ 87% |
| Total debts | € 55,481 | € 155,051 | ▲ 179% |
| Cash | € 14,307 | € 11,718 | ▼ 18% |
| Retained profit | € 5,669 | € 14,900 | ▲ 163% |
| Bank debt | € 52,598 | € 129,709 | ▲ 147% |
| Balance sheet total | € 66,150 | € 174,951 | ▲ 164% |
Key figures of Fin&Serv GVD, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Fin&Serv GVD?
What happened at Fin&Serv GVD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 9,231 (▲ 63% vs 2024). Source: NBB ↗
- New establishment in Kapellen. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,669 profit in 2024 to € 9,231 profit in 2025.
Paid € 4,545 in corporate taxes since 2024.
Best year ever: 2025, with € 9,231 profit.
A new publication or filing at Fin&Serv GVD? We notify you, reason included.
Follow Fin&Serv GVDDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Fin&Serv GVD is Giel van Dongen.
Directors
According to the 2025 annual accounts
Giel van Dongen
Administrator-manager
Establishments
Establishment units
Physical locations of this company
Doolstraat 48
2275 Lille
Dorpsstraat 32
2950 Kapellen
Active since 11 August 2023
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0804.760.302
- VAT number
- BE 0804.760.302
- Registered office
- Doolstraat 48, 2275 Lille
- Names & denominations
- Fin&Serv GVD
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 August 2023
- Peppol
- Active · Active since 12 Feb 2026
- Activities · NACE
Agenten en makelaars in bankdiensten
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies