Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 2 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 53 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
KOOP BERNARD from Lierneux, company number BE0804680425, closed financial year 2025 with a result of € -22,392 after tax. For that financial year KOOP BERNARD recorded a gross margin of € 11,448 and equity of € -17,694. Compared with financial year 2024, the result moved from € -5,302 to € -22,392. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 4, 2026.
€ -17,694
▼ € 22,392 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -22,392
▼ 322 % more loss than in 2024
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € -27,694.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 63,714
▲ 52% vs 2024
Of which on lease € 20,062.
Debts at end 2025
€ 75,453
▲ 88% vs 2024
€ 17,384 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 38,971
▲ 61% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 7,843
▲ 79% vs 2024
Taxes, VAT and social contributions still to pay.
| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 20,999 | € 11,448 | ▼ 45% |
| Profit after taxes | € -5,302 | € -22,392 | ▼ € 17,089 |
| Equity | € 4,698 | € -17,694 | ▼ € 22,392 |
| Total debts | € 96,990 | € 154,326 | ▲ 59% |
| Retained profit | € -5,302 | € -27,694 | ▼ € 22,392 |
| Bank debt | € 40,200 | € 75,453 | ▲ 88% |
| Balance sheet total | € 101,687 | € 136,632 | ▲ 34% |
Key figures of KOOP BERNARD, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to KOOP BERNARD?
What happened at KOOP BERNARD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 22,392. Source: NBB ↗
- New establishment in Lierneux. KBO
- Bernard KOOP became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 5,302 loss in 2024 to € 22,392 loss in 2025.
Management
Behind KOOP BERNARD is Bernard KOOP.
Directors
According to the 2025 annual accounts
Bernard KOOP
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Grand-Sart 23 box 3
4990 Lierneux
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0804.680.425
- VAT number
- BE 0804.680.425
- Registered office
- Grand-Sart 23 bus 3, 4990 Lierneux
- Names & denominations
- KOOP BERNARD
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 August 2023
- Peppol
- Active · Active since 7 Jun 2025
- Activities · NACE
Landschapsverzorging
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Overige reiniging van gebouwen; industriële reiniging
Algemene bouw van residentiële gebouwen