Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
FMBC Invest from Bernissart, company number BE0804673594, closed financial year 2025 with a result of € -16,377 after tax. Compared with financial year 2024, the result moved from € 378,232 to € -16,377. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 15, 2026.
€ 117,854
▼ 12% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -16,377
▼ still € 378,232 profit in 2024
Profit after tax over the fiscal year.
€ 7,929
▲ 5% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 111,854.
Debts at end 2025
€ 315,977
▼ 16% vs 2024
€ 61,788 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 75,000
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Profit after taxes | € 378,232 | € -16,377 | ▼ € 394,609 |
| Equity | € 134,232 | € 117,854 | ▼ 12% |
| Total debts | € 970,288 | € 440,075 | ▼ 55% |
| Cash | € 7,530 | € 7,929 | ▲ 5% |
| Retained profit | € 128,232 | € 111,854 | ▼ 13% |
| Dividend | € 250,000 | € 0 | ▼ 100% |
| Bank debt | € 375,000 | € 315,977 | ▼ 16% |
| Balance sheet total | € 1,104,519 | € 557,929 | ▼ 49% |
Key figures of FMBC Invest, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FMBC Invest?
What happened at FMBC Invest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 16,377 (▼ € 394,609 vs 2024). filed late Source: NBB ↗
- New establishment in Mons. KBO
- Start of the company according to the CBE. KBO
In short
From € 378,232 profit in 2024 to € 16,377 loss in 2025.
Best year ever: 2024, with € 378,232 profit.
Paid out € 250,000 in dividends to the owners in total.
Management
Behind FMBC Invest are Marilina Biaccalli and FABIEN CUVELIER. The same people are also behind CARROSSERIE CUVELIER.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Rue d'En Bas(V.P) 4
7322 Bernissart
Rue des Ecoles (O.) 85
7034 Mons
Active since 9 August 2023
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0804.673.594
- VAT number
- BE 0804.673.594
- Registered office
- Rue d'En Bas(V.P) 4, 7322 Bernissart
- Names & denominations
- FMBC Invest
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 August 2023
- Peppol
- Not registered