Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 55 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Habils Kristof from Pepingen, company number BE0804218981, closed financial year 2025 with a result of € -12,660 after tax. For that financial year Habils Kristof recorded a gross margin of € 3,969 and equity of € 28,616. Compared with financial year 2024, the result moved from € 30,659 to € -12,660. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 28,616
▼ 31% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -12,660
▼ still € 30,659 profit in 2024
Profit after tax over the fiscal year.
€ 9,458
▲ € 8,461 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 23,616.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 2,016
No payroll staff. An amount this small is usually a social contribution or pension premium for the director, booked under staff costs.
€ 27,271
▼ 28% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 32,042
▼ 24% vs 2024
€ 15,489 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 17,313
▲ € 13,265 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,686
▲ 61% vs 2024
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 6,943 | € 47,991 | € 3,969 | ▼ 92% |
| Profit after taxes | € 5,618 | € 30,659 | € -12,660 | ▼ € 43,319 |
| Equity | € 10,618 | € 41,276 | € 28,616 | ▼ 31% |
| Total debts | € 17,796 | € 50,475 | € 58,930 | ▲ 17% |
| Cash | € 8,229 | € 997 | € 9,458 | ▲ € 8,461 |
| Retained profit | € 5,618 | € 36,276 | € 23,616 | ▼ 35% |
| Bank debt | € 0 | € 42,115 | € 32,042 | ▼ 24% |
| Balance sheet total | € 28,414 | € 91,752 | € 87,546 | ▼ 5% |
Key figures of Habils Kristof, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Habils Kristof?
What happened at Habils Kristof in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 12,660 (▼ € 43,319 vs 2024). filed late Source: NBB ↗
- New establishment in Pepingen. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,618 profit in 2023 to € 12,660 loss in 2025.
Paid € 10,614 in corporate taxes since 2023.
Best year ever: 2024, with € 30,659 profit.
Management
Behind Habils Kristof is Kristof Habils.
Directors
According to the 2025 annual accounts
Kristof Habils
Director
Establishments
Establishment units
Physical locations of this company
Vroembos(P) 15
1670 Pepingen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0804.218.981
- VAT number
- BE 0804.218.981
- Registered office
- Vroembos(P) 15, 1670 Pepingen
- Names & denominations
- Habils Kristof
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 July 2023
- Peppol
- Active · Active since 2 Sept 2023
- Activities · NACE
Algemene elektrotechnische installatiewerken
Installatie van isolatie
Bouw van civieltechnische werken voor elektriciteit en telecommunicatie
Sanitaire werkzaamheden
Isolatiewerkzaamheden