Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 2 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 25 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
JFMO from Oostende, company number BE0804099910, closed financial year 2025 with a result of € -3,176 after tax. For that financial year JFMO recorded a gross margin of € -2,904 and equity of € -5,031. Compared with financial year 2024, the result moved from € -6,855 to € -3,176. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 10, 2026.
€ -5,031
▼ € 3,176 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3,176
▲ 54 % less loss than in 2024
Profit after tax over the fiscal year.
€ 65
▼ 97% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -10,031.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 498
Supplier invoices still open on the last day of the fiscal year.
| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € -4,289 | € -2,904 | ▲ € 1,385 |
| Profit after taxes | € -6,855 | € -3,176 | ▲ € 3,679 |
| Equity | € -1,855 | € -5,031 | ▼ € 3,176 |
| Total debts | € 5,206 | € 6,704 | ▲ 29% |
| Cash | € 2,281 | € 65 | ▼ 97% |
| Retained profit | € -6,855 | € -10,031 | ▼ € 3,176 |
| Balance sheet total | € 3,351 | € 1,673 | ▼ 50% |
Key figures of JFMO, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to JFMO?
What happened at JFMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 3,176. Source: NBB ↗
- New establishment in Oostende. KBO
- Start of the company according to the CBE. KBO
In short
From € 6,855 loss in 2024 to € 3,176 loss in 2025.
Management
Behind JFMO are Lieve Verbauwhede and Jean-François Monserez.
Directors
According to the 2025 annual accounts
Lieve Verbauwhede
Administrator-manager
Jean-François Monserez
Administrator-manager
Establishments
Establishment units
Physical locations of this company
Vrijhavenstraat 40 box 102
8400 Oostende
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0804.099.910
- VAT number
- BE 0804.099.910
- Registered office
- Vrijhavenstraat 40 bus 102, 8400 Oostende
- Names & denominations
- JFMO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 July 2023
- Peppol
- Active · Active since 28 Mar 2025
- Activities · NACE
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