Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 2 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 21 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
RICHARD from Kortrijk, company number BE0803804851, closed financial year 2025 with a result of € -38,431 after tax. For that financial year RICHARD recorded a gross margin of € -39,849 and equity of € -73,424. Compared with financial year 2024, the result moved from € -40,993 to € -38,431. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 26, 2026.
€ -73,424
▼ € 38,431 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -38,431
▲ 6 % less loss than in 2024
Profit after tax over the fiscal year.
€ 523
▼ 96% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -79,424.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 2,763
▼ 90% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € -35,958 | € -39,849 | ▼ € 3,890 |
| Profit after taxes | € -40,993 | € -38,431 | ▲ € 2,563 |
| Equity | € -34,993 | € -73,424 | ▼ € 38,431 |
| Total debts | € 66,995 | € 96,081 | ▲ 43% |
| Cash | € 12,982 | € 523 | ▼ 96% |
| Retained profit | € -40,993 | € -79,424 | ▼ € 38,431 |
| Balance sheet total | € 32,001 | € 22,656 | ▼ 29% |
Key figures of RICHARD, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to RICHARD?
What happened at RICHARD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 38,431. Source: NBB ↗
- New establishment in Kortrijk. KBO
- Start of the company according to the CBE. KBO
- Staf Loncke became a director. NBB
In short
From € 40,993 loss in 2024 to € 38,431 loss in 2025.
A new publication or filing at RICHARD? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Staf Loncke
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Kreupelstraat(Bel) 55
8510 Kortrijk
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0803.804.851
- VAT number
- BE 0803.804.851
- Registered office
- Kreupelstraat(Bel) 55, 8510 Kortrijk
- Names & denominations
- RICHARD
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 July 2023
- Peppol
- Active · Active since 31 Mar 2025
- Activities · NACE
Cafés en bars
Overige recreatie- en ontspanningsactiviteiten, neg
Overige zakelijke dienstverlening, neg