Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 3 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Joan Invest from Brussel, company number BE0803634409, closed financial year 2025 with a result of € -17,797 after tax. For that financial year Joan Invest recorded a gross margin of € 2,566 and equity of € -32,000. Compared with financial year 2024, the result moved from € -17,349 to € -17,797. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 20, 2026.
€ -32,000
▼ € 17,797 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -17,797
▼ 3 % more loss than in 2024
Profit after tax over the fiscal year.
€ 1,490
▼ 79% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -57,000.
Debts at end 2025
€ 177,558
▼ 9% vs 2024
€ 18,348 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 2,810
Supplier invoices still open on the last day of the fiscal year.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € -13,389 | € 846 | € 2,566 | ▲ 203% |
| Profit after taxes | € -21,853 | € -17,349 | € -17,797 | ▼ € 448 |
| Equity | € 3,147 | € -14,202 | € -32,000 | ▼ € 17,797 |
| Total debts | € 259,398 | € 547,389 | € 555,286 | ▲ 1% |
| Cash | € 51,740 | € 6,950 | € 1,490 | ▼ 79% |
| Land & buildings | € 174,256 | € 166,606 | € 158,956 | ▼ 5% |
| Retained profit | € -21,853 | € -39,202 | € -57,000 | ▼ € 17,797 |
| Bank debt | € 120,000 | € 195,084 | € 177,558 | ▼ 9% |
| Balance sheet total | € 262,545 | € 533,187 | € 523,286 | ▼ 2% |
Key figures of Joan Invest, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Joan Invest?
What happened at Joan Invest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 17,797. filed late Source: NBB ↗
- New establishment in Brussel. KBO
- Juan Manuel SANCHEZ FERNANDEZ became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 21,853 loss in 2023 to € 17,797 loss in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Joan Invest is Juan Manuel SANCHEZ FERNANDEZ.
Directors
According to the 2025 annual accounts
Juan Manuel SANCHEZ FERNANDEZ
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Voldersstraat 7
1000 Brussel
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0803.634.409
- VAT number
- BE 0803.634.409
- Registered office
- Voldersstraat 7, 1000 Brussel
- Names & denominations
- Joan Invest
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 July 2023
- Peppol
- Active · Active since 4 Dec 2025
- Contact
- [email protected]
- Activities · NACE
Handel in eigen onroerend goed
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen