Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 2 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 18 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Laetitia LAVAL from Lierneux, company number BE0803627677, closed financial year 2025 with a result of € -9,418 after tax. For that financial year Laetitia LAVAL recorded a gross margin of € 33,400 and equity of € -13,012. Compared with financial year 2024, the result moved from € -13,593 to € -9,418. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 18, 2026.
€ -13,012
▼ € 9,418 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -9,418
▲ 31 % less loss than in 2024
Profit after tax over the fiscal year.
€ 8,310
▲ 41% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -23,012.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 29,059
▲ 9% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 7,725
▲ 189% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 19,755
▼ 25% vs 2024
€ 7,100 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 5,040
▼ 29% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,881
▼ 33% vs 2024
Taxes, VAT and social contributions still to pay.
| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 25,523 | € 33,400 | ▲ 31% |
| Profit after taxes | € -13,593 | € -9,418 | ▲ € 4,175 |
| Equity | € -3,593 | € -13,012 | ▼ € 9,418 |
| Total debts | € 56,574 | € 64,184 | ▲ 13% |
| Cash | € 5,882 | € 8,310 | ▲ 41% |
| Retained profit | € -13,593 | € -23,012 | ▼ € 9,418 |
| Bank debt | € 26,508 | € 19,755 | ▼ 25% |
| Balance sheet total | € 52,980 | € 51,172 | ▼ 3% |
Key figures of Laetitia LAVAL, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Laetitia LAVAL?
What happened at Laetitia LAVAL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 9,418. Source: NBB ↗
- New establishment in Lierneux. KBO
- Laetitia Laval became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 13,593 loss in 2024 to € 9,418 loss in 2025.
Paid € 128 in corporate taxes since 2024.
Management
Behind Laetitia LAVAL is Laetitia Laval.
Directors
According to the 2025 annual accounts
Laetitia Laval
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Petit-Sart 23
4990 Lierneux
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0803.627.677
- VAT number
- BE 0803.627.677
- Registered office
- Petit-Sart 23, 4990 Lierneux
- Names & denominations
- Laetitia LAVAL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 July 2023
- Peppol
- Active · Active since 13 Oct 2025
- Contact
- [email protected] +32494919213
- Activities · NACE
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
Detailhandel in brood en banketbakkerswerk (koude bakkers)
Eetgelegenheden met beperkte bediening