Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 33 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SVArchitecture from Jemeppe-sur-Sambre, company number BE0803594223, closed financial year 2025 with a result of € 3,076 after tax. For that financial year SVArchitecture recorded a gross margin of € 20,098 and equity of € 2,982. Compared with financial year 2024, the result moved from € -5,094 to € 3,076. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 14, 2026.
€ 2,982
▲ € 3,076 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3,076
▲ still € 5,094 loss in 2024
Profit after tax over the fiscal year.
€ 18,455
▲ 162% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -2,018.
Debts at end 2025
€ 51,126
▼ 13% vs 2024
€ 7,942 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 10,572
▲ 18% vs 2024
Taxes, VAT and social contributions still to pay.
| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 15,080 | € 20,098 | ▲ 33% |
| Profit after taxes | € -5,094 | € 3,076 | ▲ € 8,170 |
| Equity | € -94 | € 2,982 | ▲ € 3,076 |
| Total debts | € 123,008 | € 116,075 | ▼ 6% |
| Cash | € 7,052 | € 18,455 | ▲ 162% |
| Retained profit | € -5,094 | € -2,018 | ▲ € 3,076 |
| Bank debt | € 58,757 | € 51,126 | ▼ 13% |
| Balance sheet total | € 122,914 | € 119,057 | ▼ 3% |
Key figures of SVArchitecture, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SVArchitecture?
What happened at SVArchitecture in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 3,076. Source: NBB ↗
- New establishment in Jemeppe-sur-Sambre. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,094 loss in 2024 to € 3,076 profit in 2025.
Paid € 2,303 in corporate taxes since 2024.
Best year ever: 2025, with € 3,076 profit.
Establishments
Establishment units
Physical locations of this company
Rue Emile-Vandervelde,Ham 37
5190 Jemeppe-sur-Sambre
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0803.594.223
- VAT number
- BE 0803.594.223
- Registered office
- Rue Emile-Vandervelde,Ham 37, 5190 Jemeppe-sur-Sambre
- Names & denominations
- SVArchitecture
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 July 2023
- Peppol
- Active · Active since 22 Dec 2025
- Activities · NACE
Activiteiten van bouwarchitecten